Is FLPSX or XYLD a better dividend investment in 2026?

FLPSX currently yields 13.16% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FLPSX offers higher current income.

What is the dividend yield difference between FLPSX and XYLD?

FLPSX has a forward dividend yield of 13.16% ($5.48/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.18 percentage points.

Home › Compare › FLPSX vs XYLD

FLPSX vs XYLD: Dividend Comparison 2026

FLPSX yields 13.16% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLPSX wins by $22.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLPSX

● Live price

13.16%

Share price

$41.62

Annual div

$5.48

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.6K

Annual income

$2,981.69

Full FLPSX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FLPSX vs XYLD

📍 FLPSX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLPSX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLPSX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLPSX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLPSX

Annual income on $10K today (after 15% tax)

$1,118.56/yr

After 10yr DRIP, annual income (after tax)

$2,534.44/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $201.73/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLPSX + XYLD for your $10,000?

FLPSX: 50%XYLD: 50%

100% XYLD50/50100% FLPSX

Portfolio after 10yr

$36.4K

Annual income

$3,100.35/yr

Blended yield

8.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLPSX buys

XYLD buys

No recent congressional trades found for FLPSX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLPSXXYLD

Forward yield	13.16% ✓	10.98%
Annual dividend / share	$5.48 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$47.6K ✓	$25.3K
Annual income after 10y	$2,981.69	$3,219.02 ✓
Total dividends collected	$21.2K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLPSX vs XYLD ($10,000, DRIP)

Year	FLPSX Portfolio	FLPSX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,016	$1,315.95	$10,818	$1,098.39	+$1.2K → FLPSX
2	$14,335	$1,477.80	$11,738	$1,222.51	+$2.6K → FLPSX
3	$16,986	$1,647.66	$12,774	$1,364.64	+$4.2K → FLPSX
4	$20,000	$1,824.65	$13,944	$1,527.86	+$6.1K → FLPSX
5	$23,407	$2,007.83	$15,270	$1,715.87	+$8.1K → FLPSX
6	$27,242	$2,196.22	$16,775	$1,933.09	+$10.5K → FLPSX
7	$31,538	$2,388.80	$18,490	$2,184.87	+$13.0K → FLPSX
8	$36,330	$2,584.57	$20,450	$2,477.63	+$15.9K → FLPSX
9	$41,656	$2,782.52	$22,697	$2,819.19	+$19.0K → FLPSX
10	$47,553	$2,981.69	$25,280	$3,219.02	+$22.3K → FLPSX

FLPSX vs XYLD: Complete Analysis 2026

FLPSX — Stock

The fund normally invests primarily in common stocks and invests at least 80% of its assets in low-priced stocks (those priced at or below $35 per share or with an earnings yield at or above the median for the Russell 2000 ® Index), which can lead to investments in small and medium-sized companies. It potentially invests in stocks not considered low-priced and in domestic and foreign issuers. The fund invests in either growth stocks or value stocks or both.

Full FLPSX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.