Is FLRAX or QYLD a better dividend investment in 2026?

FLRAX currently yields 7.28% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FLRAX and QYLD?

FLRAX has a forward dividend yield of 7.28% ($2.99/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.64 percentage points.

Home › Compare › FLRAX vs QYLD

FLRAX vs QYLD: Dividend Comparison 2026

FLRAX yields 7.28% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLRAX wins by $7.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLRAX

● Live price

7.28%

Share price

$41.13

Annual div

$2.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.4K

Annual income

$1,154.96

Full FLRAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FLRAX vs QYLD

📍 FLRAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLRAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLRAX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FLRAX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLRAX

Annual income on $10K today (after 15% tax)

$618.64/yr

After 10yr DRIP, annual income (after tax)

$981.72/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,828.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLRAX + QYLD for your $10,000?

FLRAX: 50%QYLD: 50%

100% QYLD50/50100% FLRAX

Portfolio after 10yr

$28.9K

Annual income

$3,407.14/yr

Blended yield

11.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLRAX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLRAXQYLD

Forward yield	7.28%	11.92% ✓
Annual dividend / share	$2.99 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.4K ✓	$25.4K
Annual income after 10y	$1,154.96	$5,659.31 ✓
Total dividends collected	$9.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLRAX vs QYLD ($10,000, DRIP)

Year	FLRAX Portfolio	FLRAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,428	$727.81	$10,352	$1,192.36	+$1.1K → FLRAX
2	$13,005	$777.32	$10,830	$1,347.57	+$2.2K → FLRAX
3	$14,742	$826.73	$11,460	$1,539.07	+$3.3K → FLRAX
4	$16,650	$875.85	$12,275	$1,777.84	+$4.4K → FLRAX
5	$18,740	$924.48	$13,323	$2,078.95	+$5.4K → FLRAX
6	$21,024	$972.46	$14,667	$2,463.34	+$6.4K → FLRAX
7	$23,516	$1,019.62	$16,396	$2,960.57	+$7.1K → FLRAX
8	$26,227	$1,065.83	$18,631	$3,612.97	+$7.6K → FLRAX
9	$29,174	$1,110.98	$21,548	$4,482.15	+$7.6K → FLRAX
10	$32,372	$1,154.96	$25,398	$5,659.31	+$7.0K → FLRAX

FLRAX vs QYLD: Complete Analysis 2026

FLRAX — Stock

The investment seeks capital appreciation. Under normal market conditions, the fund invests at least 80% of the sum of its net assets and the amount of any borrowings for investment purposes in common stocks of large-capitalization companies, defined as companies that have market capitalizations of $5 billion or greater. It may invest up to 15% of its total assets in non-dollar denominated equity securities of non-U.S. issuers.

Full FLRAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.