Home › Compare › FMAT vs SPHD

FMAT vs SPHD: Dividend Comparison 2026

FMAT yields 1.47% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.2K in total portfolio value
10 years
FMAT
FMAT
● Live price
1.47%
Share price
$57.68
Annual div
$0.85
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$161.71
Full FMAT calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — FMAT vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMATSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FMAT + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FMAT pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMAT
Annual income on $10K today (after 15% tax)
$124.97/yr
After 10yr DRIP, annual income (after tax)
$137.45/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $626.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMAT + SPHD for your $10,000?

FMAT: 50%SPHD: 50%
100% SPHD50/50100% FMAT
Portfolio after 10yr
$24.9K
Annual income
$530.46/yr
Blended yield
2.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMAT buys
0
SPHD buys
0
No recent congressional trades found for FMAT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMATSPHD
Forward yield1.47%4.00% ✓
Annual dividend / share$0.85$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$21.8K$28.0K ✓
Annual income after 10y$161.71$899.19 ✓
Total dividends collected$1.5K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FMAT vs SPHD ($10,000, DRIP)

YearFMAT PortfolioFMAT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,847$147.02$11,120$420.00$273.00 → SPHD
2$11,755$149.04$12,357$458.31$602.00 → SPHD
3$12,729$150.95$13,721$499.76$992.00 → SPHD
4$13,773$152.76$15,227$544.58$1.5K → SPHD
5$14,892$154.48$16,885$593.02$2.0K → SPHD
6$16,090$156.10$18,713$645.34$2.6K → SPHD
7$17,374$157.63$20,724$701.81$3.4K → SPHD
8$18,749$159.07$22,938$762.73$4.2K → SPHD
9$20,222$160.43$25,372$828.41$5.2K → SPHD
10$21,799$161.71$28,047$899.19$6.2K → SPHD

FMAT vs SPHD: Complete Analysis 2026

FMAT — Stock

Tracks the performance of the MSCI USA IMI Materials 25/50 Index.

Full FMAT Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
📬

Get this FMAT vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FMAT vs SCHDFMAT vs JEPIFMAT vs OFMAT vs KOFMAT vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.