Is FMBL or JEPQ a better dividend investment in 2026?

FMBL currently yields 1.35% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between FMBL and JEPQ?

FMBL has a forward dividend yield of 1.35% ($112.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 9.75 percentage points.

Home › Compare › FMBL vs JEPQ

FMBL vs JEPQ: Dividend Comparison 2026

FMBL yields 1.35% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $22.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMBL

● Live price

1.35%

Share price

$8,275.00

Annual div

$112.00

5Y div CAGR

3.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.0K

Annual income

$209.49

Full FMBL calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — FMBL vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMBL	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FMBL + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMBL pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMBL

Annual income on $10K today (after 15% tax)

$115.05/yr

After 10yr DRIP, annual income (after tax)

$178.07/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JEPQ beats the other by $1,651.64/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMBL + JEPQ for your $10,000?

FMBL: 50%JEPQ: 50%

100% JEPQ50/50100% FMBL

Portfolio after 10yr

$33.4K

Annual income

$1,181.03/yr

Blended yield

3.54%

📊

Analyst Conviction Gap

Where Wall Street is split right now

FMBL

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.0

Piotroski

6/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMBL buys

JEPQ buys

No recent congressional trades found for FMBL or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMBLJEPQ

Forward yield	1.35%	11.10% ✓
Annual dividend / share	$112.00 ✓	$6.16
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	3.4% ✓	0%
Portfolio after 10y	$22.0K	$44.8K ✓
Annual income after 10y	$209.49	$2,152.59 ✓
Total dividends collected	$1.7K	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FMBL vs JEPQ ($10,000, DRIP)

Year	FMBL Portfolio	FMBL Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$10,840	$139.95	$11,930	$1,110.39	$1.1K → JEPQ
2	$11,745	$146.60	$14,133	$1,224.34	$2.4K → JEPQ
3	$12,721	$153.50	$16,632	$1,340.46	$3.9K → JEPQ
4	$13,772	$160.66	$19,454	$1,457.97	$5.7K → JEPQ
5	$14,904	$168.08	$22,626	$1,576.08	$7.7K → JEPQ
6	$16,123	$175.78	$26,175	$1,694.09	$10.1K → JEPQ
7	$17,436	$183.76	$30,133	$1,811.32	$12.7K → JEPQ
8	$18,848	$192.03	$34,531	$1,927.17	$15.7K → JEPQ
9	$20,368	$200.60	$39,403	$2,041.08	$19.0K → JEPQ
10	$22,004	$209.49	$44,787	$2,152.59	$22.8K → JEPQ

FMBL vs JEPQ: Complete Analysis 2026

FMBL — Stock

Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses. It offers checking, savings, Christmas club savings, health savings, money market, and investment accounts; demand and time deposits; certificates of deposit; and retirement plans. The company also provides personal, home, small business administration, commercial real estate, real estate and construction, and commercial business loans, as well as lines of credit; financing for residential loans comprising single-family and multifamily loans; and credit, debit, and gift cards. In addition, it offers account management, receivables and payables, and risk management services; and merchant, electronic lockbox, mobile and remote deposit capture, digital wallet, direct deposit, escrow, faith-based and healthcare banking, and other services, as well as online and mobile banking services. As of December 31, 2021, the company operated 25 branches in Los Angeles, Orange, and Santa Barbara Counties. Farmers & Merchants Bank of Long Beach was incorporated in 1907 and is headquartered in Long Beach, California.

Full FMBL Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

📬

Get this FMBL vs JEPQ comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FMBL vs SCHD FMBL vs JEPI FMBL vs O FMBL vs KO FMBL vs MAIN FMBL vs XYLD FMBL vs QYLD FMBL vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.