Is FMCLX or DIVO a better dividend investment in 2026?

FMCLX currently yields 10.68% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: FMCLX offers higher current income.

What is the dividend yield difference between FMCLX and DIVO?

FMCLX has a forward dividend yield of 10.68% ($1.63/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 4.19 percentage points.

Home › Compare › FMCLX vs DIVO

FMCLX vs DIVO: Dividend Comparison 2026

FMCLX yields 10.68% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FMCLX wins by $9.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMCLX

● Live price

10.68%

Share price

$15.28

Annual div

$1.63

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.5K

Annual income

$2,084.62

Full FMCLX calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — FMCLX vs DIVO

📍 FMCLX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMCLX	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FMCLX + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMCLX pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMCLX

Annual income on $10K today (after 15% tax)

$907.39/yr

After 10yr DRIP, annual income (after tax)

$1,771.93/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, FMCLX beats the other by $937.50/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMCLX + DIVO for your $10,000?

FMCLX: 50%DIVO: 50%

100% DIVO50/50100% FMCLX

Portfolio after 10yr

$35.6K

Annual income

$1,533.15/yr

Blended yield

4.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMCLX buys

DIVO buys

No recent congressional trades found for FMCLX or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMCLXDIVO

Forward yield	10.68% ✓	6.49%
Annual dividend / share	$1.63	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.5K ✓	$30.7K
Annual income after 10y	$2,084.62 ✓	$981.68
Total dividends collected	$15.7K ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FMCLX vs DIVO ($10,000, DRIP)

Year	FMCLX Portfolio	FMCLX Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,768	$1,067.52	$11,349	$649.42	+$419.00 → FMCLX
2	$13,765	$1,174.02	$12,833	$688.83	+$932.00 → FMCLX
3	$16,012	$1,283.49	$14,459	$727.90	+$1.6K → FMCLX
4	$18,529	$1,395.34	$16,238	$766.49	+$2.3K → FMCLX
5	$21,335	$1,508.97	$18,179	$804.47	+$3.2K → FMCLX
6	$24,452	$1,623.83	$20,293	$841.71	+$4.2K → FMCLX
7	$27,903	$1,739.33	$22,591	$878.14	+$5.3K → FMCLX
8	$31,711	$1,854.96	$25,087	$913.65	+$6.6K → FMCLX
9	$35,901	$1,970.21	$27,791	$948.18	+$8.1K → FMCLX
10	$40,499	$2,084.62	$30,718	$981.68	+$9.8K → FMCLX

FMCLX vs DIVO: Complete Analysis 2026

FMCLX — Stock

The fund normally invests its assets primarily in common stocks included in the Standard & Poor's MidCap 400 Index. The index is a broad-based market capitalization-weighted index of common stocks representing all major industries in the mid-range of the U.S. stock market. It may invest in derivatives contracts (such as, for example, futures contracts) to implement its investment strategies.

Full FMCLX Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

📬

Get this FMCLX vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FMCLX vs SCHD FMCLX vs JEPI FMCLX vs O FMCLX vs KO FMCLX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.