Is FMCRX or XYLD a better dividend investment in 2026?

FMCRX currently yields 10.70% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FMCRX and XYLD?

FMCRX has a forward dividend yield of 10.70% ($1.63/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.28 percentage points.

Home › Compare › FMCRX vs XYLD

FMCRX vs XYLD: Dividend Comparison 2026

FMCRX yields 10.70% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FMCRX wins by $15.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMCRX

● Live price

10.70%

Share price

$15.23

Annual div

$1.63

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.6K

Annual income

$2,092.08

Full FMCRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FMCRX vs XYLD

📍 FMCRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMCRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FMCRX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMCRX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMCRX

Annual income on $10K today (after 15% tax)

$909.37/yr

After 10yr DRIP, annual income (after tax)

$1,778.27/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $957.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FMCRX + XYLD for your $10,000?

FMCRX: 50%XYLD: 50%

100% XYLD50/50100% FMCRX

Portfolio after 10yr

$32.9K

Annual income

$2,655.55/yr

Blended yield

8.07%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMCRX buys

XYLD buys

No recent congressional trades found for FMCRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMCRXXYLD

Forward yield	10.70%	10.98% ✓
Annual dividend / share	$1.63	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.6K ✓	$25.3K
Annual income after 10y	$2,092.08	$3,219.02 ✓
Total dividends collected	$15.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FMCRX vs XYLD ($10,000, DRIP)

Year	FMCRX Portfolio	FMCRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,770	$1,069.84	$10,818	$1,098.39	+$952.00 → FMCRX
2	$13,771	$1,176.81	$11,738	$1,222.51	+$2.0K → FMCRX
3	$16,021	$1,286.78	$12,774	$1,364.64	+$3.2K → FMCRX
4	$18,542	$1,399.15	$13,944	$1,527.86	+$4.6K → FMCRX
5	$21,353	$1,513.35	$15,270	$1,715.87	+$6.1K → FMCRX
6	$24,477	$1,628.78	$16,775	$1,933.09	+$7.7K → FMCRX
7	$27,935	$1,744.90	$18,490	$2,184.87	+$9.4K → FMCRX
8	$31,752	$1,861.15	$20,450	$2,477.63	+$11.3K → FMCRX
9	$35,951	$1,977.04	$22,697	$2,819.19	+$13.3K → FMCRX
10	$40,560	$2,092.08	$25,280	$3,219.02	+$15.3K → FMCRX

FMCRX vs XYLD: Complete Analysis 2026

FMCRX — Stock

The fund normally invests its assets primarily in common stocks included in the Standard & Poor's MidCap 400 Index. The index is a broad-based market capitalization-weighted index of common stocks representing all major industries in the mid-range of the U.S. stock market. It may invest in derivatives contracts (such as, for example, futures contracts) to implement its investment strategies.

Full FMCRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.