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FMDG vs SCHD: Dividend Comparison 2026

FMDG yields 8.60% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FMDG wins by $6.4K in total portfolio value
10 years
FMDG
FMDG
● Live price
8.60%
Share price
$23.24
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.4K
Annual income
$1,481.61
Full FMDG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — FMDG vs SCHD

📍 FMDG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMDGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FMDG + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FMDG pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMDG
Annual income on $10K today (after 15% tax)
$731.41/yr
After 10yr DRIP, annual income (after tax)
$1,259.37/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, FMDG beats the other by $900.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMDG + SCHD for your $10,000?

FMDG: 50%SCHD: 50%
100% SCHD50/50100% FMDG
Portfolio after 10yr
$32.2K
Annual income
$952.11/yr
Blended yield
2.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMDG buys
0
SCHD buys
0
No recent congressional trades found for FMDG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMDGSCHD
Forward yield8.60% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.4K ✓$29.0K
Annual income after 10y$1,481.61 ✓$422.61
Total dividends collected$11.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FMDG vs SCHD ($10,000, DRIP)

YearFMDG PortfolioFMDG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,560$860.49$11,224$344.10+$336.00 → FMDG
2$13,299$929.68$12,567$354.98+$732.00 → FMDG
3$15,230$999.56$14,038$365.30+$1.2K → FMDG
4$17,366$1,069.77$15,648$375.06+$1.7K → FMDG
5$19,721$1,139.99$17,410$384.27+$2.3K → FMDG
6$22,312$1,209.93$19,335$392.95+$3.0K → FMDG
7$25,153$1,279.31$21,437$401.10+$3.7K → FMDG
8$28,262$1,347.86$23,733$408.75+$4.5K → FMDG
9$31,655$1,415.37$26,237$415.91+$5.4K → FMDG
10$35,353$1,481.61$28,968$422.61+$6.4K → FMDG

FMDG vs SCHD: Complete Analysis 2026

FMDG — Stock

FMDG is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FMDG shares.

Full FMDG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.