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FMDGX vs SPHD: Dividend Comparison 2026

FMDGX yields 1.98% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.5K in total portfolio value
10 years
FMDGX
FMDGX
● Live price
1.98%
Share price
$32.84
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$224.96
Full FMDGX calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — FMDGX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMDGXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMDGX + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FMDGX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMDGX
Annual income on $10K today (after 15% tax)
$168.24/yr
After 10yr DRIP, annual income (after tax)
$191.22/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $573.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMDGX + SPHD for your $10,000?

FMDGX: 50%SPHD: 50%
100% SPHD50/50100% FMDGX
Portfolio after 10yr
$25.3K
Annual income
$562.08/yr
Blended yield
2.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMDGX buys
0
SPHD buys
0
No recent congressional trades found for FMDGX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMDGXSPHD
Forward yield1.98%4.00% ✓
Annual dividend / share$0.65$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$22.6K$28.0K ✓
Annual income after 10y$224.96$899.19 ✓
Total dividends collected$2.1K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FMDGX vs SPHD ($10,000, DRIP)

YearFMDGX PortfolioFMDGX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,898$197.93$11,120$420.00$222.00 → SPHD
2$11,862$201.59$12,357$458.31$495.00 → SPHD
3$12,898$205.08$13,721$499.76$823.00 → SPHD
4$14,009$208.39$15,227$544.58$1.2K → SPHD
5$15,201$211.54$16,885$593.02$1.7K → SPHD
6$16,480$214.52$18,713$645.34$2.2K → SPHD
7$17,851$217.35$20,724$701.81$2.9K → SPHD
8$19,320$220.03$22,938$762.73$3.6K → SPHD
9$20,895$222.56$25,372$828.41$4.5K → SPHD
10$22,583$224.96$28,047$899.19$5.5K → SPHD

FMDGX vs SPHD: Complete Analysis 2026

FMDGX — Stock

The fund normally invests at least 80% of assets in securities included in the Russell Midcap® Growth Index, which is a market capitalization-weighted index designed to measure the performance of the mid-cap growth segment of the U.S. equity market.

Full FMDGX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.