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FMIA vs FCPT: Dividend Comparison 2026

FMIA yields 0.21% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $29.1K in total portfolio value
10 years
FMIA
FMIA
● Live price
0.21%
Share price
$1,400.00
Annual div
$3.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$21.73
Full FMIA calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — FMIA vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMIAFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMIA + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMIA pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMIA
Annual income on $10K today (after 15% tax)
$18.21/yr
After 10yr DRIP, annual income (after tax)
$18.47/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,890.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMIA + FCPT for your $10,000?

FMIA: 50%FCPT: 50%
100% FCPT50/50100% FMIA
Portfolio after 10yr
$34.5K
Annual income
$2,898.50/yr
Blended yield
8.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FMIA
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMIA buys
0
FCPT buys
0
No recent congressional trades found for FMIA or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMIAFCPT
Forward yield0.21%6.05%
Annual dividend / share$3.00$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$20.0K$49.1K
Annual income after 10y$21.73$5,775.28
Total dividends collected$216.00$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: FMIA vs FCPT ($10,000, DRIP)

YearFMIA PortfolioFMIA Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,721$21.43$11,401$700.92$680.00FCPT
2$11,493$21.47$13,064$864.84$1.6KFCPT
3$12,319$21.51$15,051$1,072.48$2.7KFCPT
4$13,203$21.55$17,442$1,337.22$4.2KFCPT
5$14,149$21.58$20,340$1,677.08$6.2KFCPT
6$15,161$21.62$23,880$2,116.57$8.7KFCPT
7$16,244$21.65$28,241$2,689.36$12.0KFCPT
8$17,403$21.68$33,660$3,442.07$16.3KFCPT
9$18,643$21.70$40,456$4,439.95$21.8KFCPT
10$19,970$21.73$49,063$5,775.28$29.1KFCPT

FMIA vs FCPT: Complete Analysis 2026

FMIAStock

First Miami Bancorp, Inc., together with its subsidiaries, First National Bank of South Miami, provides various financial services to individuals and small businesses. Its primary deposit products include checking, savings, and term certificate accounts; and lending products comprise commercial real estate financing, commercial lines of credit, equipment financing, letters of credit, and residential investment properties financing, as well as small business administration, consumer, auto, boat, and other secured term loans. The company also provides trust and wealth management, private banking, online and mobile banking, cash management, credit and debit cards, remote deposit capture, positive pay, and investment and fiduciary services. It serves customers through its offices in South Miami, The Falls, and Coral Gables in Florida. First Miami Bancorp, Inc. was founded in 1952 and is based in South Miami, Florida.

Full FMIA Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.