Is FMIJX or RYLD a better dividend investment in 2026?

FMIJX currently yields 13.64% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: FMIJX offers higher current income.

What is the dividend yield difference between FMIJX and RYLD?

FMIJX has a forward dividend yield of 13.64% ($4.56/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 1.50 percentage points.

Home › Compare › FMIJX vs RYLD

FMIJX vs RYLD: Dividend Comparison 2026

FMIJX yields 13.64% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FMIJX wins by $3659320.51M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMIJX

● Live price

13.64%

Share price

$33.42

Annual div

$4.56

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3659320.56M

Annual income

$3,608,499,770,372.23

Full FMIJX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FMIJX vs RYLD

📍 FMIJX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMIJX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FMIJX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMIJX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMIJX

Annual income on $10K today (after 15% tax)

$1,159.42/yr

After 10yr DRIP, annual income (after tax)

$3,067,224,804,816.40/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FMIJX beats the other by $3,067,224,802,617.15/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FMIJX + RYLD for your $10,000?

FMIJX: 50%RYLD: 50%

100% RYLD50/50100% FMIJX

Portfolio after 10yr

$1829660.30M

Annual income

$1,804,249,886,479.79/yr

Blended yield

98.61%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMIJX buys

RYLD buys

No recent congressional trades found for FMIJX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMIJXRYLD

Forward yield	13.64% ✓	12.14%
Annual dividend / share	$4.56 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$3659320.56M ✓	$44.5K
Annual income after 10y	$3,608,499,770,372.23 ✓	$2,587.35
Total dividends collected	$3655912.30M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FMIJX vs RYLD ($10,000, DRIP)

Year	FMIJX Portfolio	FMIJX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,428	$2,728.06	$11,914	$1,213.65	+$1.5K → FMIJX
2	$21,215	$6,847.19	$14,099	$1,351.30	+$7.1K → FMIJX
3	$42,921	$20,220.55	$16,580	$1,494.55	+$26.3K → FMIJX
4	$122,390	$76,464.49	$19,384	$1,642.61	+$103.0K → FMIJX
5	$538,509	$407,552.10	$22,535	$1,794.70	+$516.0K → FMIJX
6	$3,927,999	$3,351,793.95	$26,063	$1,950.00	+$3.90M → FMIJX
7	$49,901,441	$45,698,482.62	$29,995	$2,107.69	+$49.87M → FMIJX
8	$1,138,544,471	$1,085,149,928.42	$34,361	$2,266.99	+$1138.51M → FMIJX
9	$47,496,060,520	$46,277,817,936.83	$39,194	$2,427.12	+$47496.02M → FMIJX
10	$3,659,320,555,129	$3,608,499,770,372.23	$44,525	$2,587.35	+$3659320.51M → FMIJX

FMIJX vs RYLD: Complete Analysis 2026

FMIJX — Stock

The fund invests mainly in a limited number of large capitalization (namely, companies with more than $5 billion market capitalization at the time of initial purchase) value stocks of foreign companies (also referred to as non-U.S. companies). It normally invests at least 65% of its total assets in the equity securities of non-U.S. companies. The majority of the fund's investments will be in companies that have global operations rather than in companies whose business is limited to a particular country or geographic region. The fund is non-diversified.

Full FMIJX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.