Is FMNJ or XYLD a better dividend investment in 2026?

FMNJ currently yields 117647.06% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FMNJ offers higher current income.

What is the dividend yield difference between FMNJ and XYLD?

FMNJ has a forward dividend yield of 117647.06% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 117636.08 percentage points.

Home › Compare › FMNJ vs XYLD

FMNJ vs XYLD: Dividend Comparison 2026

FMNJ yields 117647.06% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FMNJ wins by $2.4490325826469777e+27M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMNJ

● Live price

117647.06%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.4490325826469777e+27M

Annual income

$2,444,944,443,233,973,000,000,000,000,000,000.00

Full FMNJ calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FMNJ vs XYLD

📍 FMNJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMNJ	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FMNJ + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMNJ pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMNJ

Annual income on $10K today (after 15% tax)

$10,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$2,078,202,776,748,877,000,000,000,000,000,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FMNJ beats the other by $2,078,202,776,748,877,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FMNJ + XYLD for your $10,000?

FMNJ: 50%XYLD: 50%

100% XYLD50/50100% FMNJ

Portfolio after 10yr

$1.2245162913234889e+27M

Annual income

$1,222,472,221,616,986,500,000,000,000,000,000.00/yr

Blended yield

99.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMNJ buys

XYLD buys

No recent congressional trades found for FMNJ or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMNJXYLD

Forward yield	117647.06% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.4490325826469777e+27M	$25.3K ✓
Annual income after 10y	$2,444,944,443,233,973,000,000,000,000,000,000.00 ✓	$3,219.02
Total dividends collected	$2.4487647437542094e+27M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FMNJ vs XYLD ($10,000, DRIP)

Year	FMNJ Portfolio	FMNJ Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,775,406	$11,764,705.88	$10,818	$1,098.39	+$11.76M → FMNJ
2	$12,959,719,951	$12,947,120,266.47	$11,738	$1,222.51	+$12959.71M → FMNJ
3	$13,330,950,797,490	$13,317,083,897,142.26	$12,774	$1,364.64	+$13330950.78M → FMNJ
4	$12,816,648,626,679,364	$12,802,384,509,326,052.00	$13,944	$1,527.86	+$12816648626.67M → FMNJ
5	$11,516,960,722,017,810,000	$11,503,246,907,987,263,000.00	$15,270	$1,715.87	+$11516960722017.80M → FMNJ
6	$9,672,833,529,684,261,000,000	$9,660,510,381,711,703,000,000.00	$16,775	$1,933.09	+$9672833529684262.00M → FMNJ
7	$7,593,193,937,496,450,000,000,000	$7,582,844,005,619,688,000,000,000.00	$18,490	$2,184.87	+$7593193937496450048.00M → FMNJ
8	$5,571,253,617,107,891,000,000,000,000	$5,563,128,899,594,770,000,000,000,000.00	$20,450	$2,477.63	+$5.571253617107891e+21M → FMNJ
9	$3,820,691,040,191,121,600,000,000,000,000	$3,814,729,798,820,816,600,000,000,000,000.00	$22,697	$2,819.19	+$3.8206910401911215e+24M → FMNJ
10	$2,449,032,582,646,977,800,000,000,000,000,000	$2,444,944,443,233,973,000,000,000,000,000,000.00	$25,280	$3,219.02	+$2.4490325826469777e+27M → FMNJ

FMNJ vs XYLD: Complete Analysis 2026

FMNJ — Stock

Franklin Mining, Inc., a mining and exploration company, acquires and develops mineral properties. The company explores for gold, silver, lead, and zinc deposits. It owns interests in the La Joya mining concession in Bolivia; and Madre de Dios Area, Ch-Mine, and Los Totems project in Peru. The company was formerly known as WCM Capital, Inc. Franklin Mining, Inc. was founded in 1864 and is based in Carson City, Nevada.

Full FMNJ Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.