Is FMOO or QYLD a better dividend investment in 2026?

FMOO currently yields 1.91% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FMOO and QYLD?

FMOO has a forward dividend yield of 1.91% ($1.25/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.01 percentage points.

Home › Compare › FMOO vs QYLD

FMOO vs QYLD: Dividend Comparison 2026

FMOO yields 1.91% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.9K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

FMOO

● Live price

1.91%

Share price

$65.40

Annual div

$1.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.5K

Annual income

$216.29

Full FMOO calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FMOO vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMOO	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FMOO + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMOO pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMOO

Annual income on $10K today (after 15% tax)

$162.46/yr

After 10yr DRIP, annual income (after tax)

$183.85/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,626.57/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMOO + QYLD for your $10,000?

FMOO: 50%QYLD: 50%

100% QYLD50/50100% FMOO

Portfolio after 10yr

$23.9K

Annual income

$2,937.80/yr

Blended yield

12.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMOO buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMOOQYLD

Forward yield	1.91%	11.92% ✓
Annual dividend / share	$1.25	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.5K	$25.4K ✓
Annual income after 10y	$216.29	$5,659.31 ✓
Total dividends collected	$2.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FMOO vs QYLD ($10,000, DRIP)

Year	FMOO Portfolio	FMOO Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,891	$191.13	$10,352	$1,192.36	+$539.00 → FMOO
2	$11,848	$194.55	$10,830	$1,347.57	+$1.0K → FMOO
3	$12,875	$197.79	$11,460	$1,539.07	+$1.4K → FMOO
4	$13,977	$200.88	$12,275	$1,777.84	+$1.7K → FMOO
5	$15,160	$203.81	$13,323	$2,078.95	+$1.8K → FMOO
6	$16,427	$206.59	$14,667	$2,463.34	+$1.8K → FMOO
7	$17,786	$209.22	$16,396	$2,960.57	+$1.4K → FMOO
8	$19,243	$211.71	$18,631	$3,612.97	+$612.00 → FMOO
9← crossover	$20,804	$214.06	$21,548	$4,482.15	$744.00 → QYLD
10	$22,477	$216.29	$25,398	$5,659.31	$2.9K → QYLD

FMOO vs QYLD: Complete Analysis 2026

FMOO — Stock

F&M Bancorp, together with its subsidiaries, operates as an independent state-chartered bank. The company offers personal banking products and services, including checking and savings accounts; and business checking and savings accounts. It also provides loans, including home, personal, student, and business and agriculture; credit and debit cards; and insurance services. F&M Bancorp serves primarily in southern Montgomery County, Ohio. The company was founded in 1923 and is based in Miamisburg, Ohio.

Full FMOO Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this FMOO vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FMOO vs SCHD FMOO vs JEPI FMOO vs O FMOO vs KO FMOO vs MAIN FMOO vs XYLD FMOO vs JEPQ FMOO vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.