HomeCompareFMOO vs SPHD

FMOO vs SPHD: Dividend Comparison 2026

FMOO yields 1.91% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $4.1K in total portfolio value
10 years
FMOO
FMOO
● Live price
1.91%
Share price
$65.40
Annual div
$1.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.5K
Annual income
$216.29
Full FMOO calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FMOO vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMOOSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMOO + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMOO pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMOO
Annual income on $10K today (after 15% tax)
$162.46/yr
After 10yr DRIP, annual income (after tax)
$183.85/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $301.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMOO + SPHD for your $10,000?

FMOO: 50%SPHD: 50%
100% SPHD50/50100% FMOO
Portfolio after 10yr
$24.5K
Annual income
$393.80/yr
Blended yield
1.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMOO buys
0
SPHD buys
0
No recent congressional trades found for FMOO or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMOOSPHD
Forward yield1.91%4.33%
Annual dividend / share$1.25$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.5K$26.5K
Annual income after 10y$216.29$571.32
Total dividends collected$2.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FMOO vs SPHD ($10,000, DRIP)

YearFMOO PortfolioFMOO Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,891$191.13$11,133$432.85$242.00SPHD
2$11,848$194.55$12,363$450.36$515.00SPHD
3$12,875$197.79$13,695$467.39$820.00SPHD
4$13,977$200.88$15,138$483.90$1.2KSPHD
5$15,160$203.81$16,697$499.88$1.5KSPHD
6$16,427$206.59$18,382$515.31$2.0KSPHD
7$17,786$209.22$20,198$530.17$2.4KSPHD
8$19,243$211.71$22,157$544.46$2.9KSPHD
9$20,804$214.06$24,266$558.18$3.5KSPHD
10$22,477$216.29$26,536$571.32$4.1KSPHD

FMOO vs SPHD: Complete Analysis 2026

FMOOStock

F&M Bancorp, together with its subsidiaries, operates as an independent state-chartered bank. The company offers personal banking products and services, including checking and savings accounts; and business checking and savings accounts. It also provides loans, including home, personal, student, and business and agriculture; credit and debit cards; and insurance services. F&M Bancorp serves primarily in southern Montgomery County, Ohio. The company was founded in 1923 and is based in Miamisburg, Ohio.

Full FMOO Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.