Is FMPCX or QYLD a better dividend investment in 2026?

FMPCX currently yields 16.45% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: FMPCX offers higher current income.

What is the dividend yield difference between FMPCX and QYLD?

FMPCX has a forward dividend yield of 16.45% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.53 percentage points.

Home › Compare › FMPCX vs QYLD

FMPCX vs QYLD: Dividend Comparison 2026

FMPCX yields 16.45% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FMPCX wins by $33.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMPCX

● Live price

16.45%

Share price

$12.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$58.6K

Annual income

$4,519.86

Full FMPCX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FMPCX vs QYLD

📍 FMPCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMPCX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FMPCX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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Aug

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Dec

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FMPCX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMPCX

Annual income on $10K today (after 15% tax)

$1,398.03/yr

After 10yr DRIP, annual income (after tax)

$3,841.88/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $968.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FMPCX + QYLD for your $10,000?

FMPCX: 50%QYLD: 50%

100% QYLD50/50100% FMPCX

Portfolio after 10yr

$42.0K

Annual income

$5,089.59/yr

Blended yield

12.12%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMPCX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMPCXQYLD

Forward yield	16.45% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$58.6K ✓	$25.4K
Annual income after 10y	$4,519.86	$5,659.31 ✓
Total dividends collected	$29.9K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FMPCX vs QYLD ($10,000, DRIP)

Year	FMPCX Portfolio	FMPCX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,345	$1,644.74	$10,352	$1,192.36	+$2.0K → FMPCX
2	$15,106	$1,897.56	$10,830	$1,347.57	+$4.3K → FMPCX
3	$18,334	$2,170.15	$11,460	$1,539.07	+$6.9K → FMPCX
4	$22,079	$2,461.52	$12,275	$1,777.84	+$9.8K → FMPCX
5	$26,395	$2,770.38	$13,323	$2,078.95	+$13.1K → FMPCX
6	$31,338	$3,095.25	$14,667	$2,463.34	+$16.7K → FMPCX
7	$36,966	$3,434.48	$16,396	$2,960.57	+$20.6K → FMPCX
8	$43,340	$3,786.26	$18,631	$3,612.97	+$24.7K → FMPCX
9	$50,522	$4,148.70	$21,548	$4,482.15	+$29.0K → FMPCX
10	$58,579	$4,519.86	$25,398	$5,659.31	+$33.2K → FMPCX

FMPCX vs QYLD: Complete Analysis 2026

FMPCX — Stock

Under normal market conditions, the fund invests at least 80% of the sum of its net assets and the amount of any borrowings for investment purposes in common stocks of small-capitalization companies. Small-capitalization companies are defined as companies that have market capitalizations within the market capitalization range of the companies in the Russell 2000® Index on the last business day of the month in which its most recent reconstitution was completed.

Full FMPCX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.