HomeCompareFNBT vs PEP

FNBT vs PEP: Dividend Comparison 2026

FNBT yields 5.25% · PEP yields 3.66%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $116.4K in total portfolio value· pulled ahead in Year 4
10 years
FNBT
FNBT
● Live price
5.25%
Share price
$38.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.3K
Annual income
$734.95
Full FNBT calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — FNBT vs PEP

📍 PEP pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFNBTPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FNBT + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FNBT pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNBT
Annual income on $10K today (after 15% tax)
$446.55/yr
After 10yr DRIP, annual income (after tax)
$624.71/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $53,291.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FNBT + PEP for your $10,000?

FNBT: 50%PEP: 50%
100% PEP50/50100% FNBT
Portfolio after 10yr
$86.5K
Annual income
$32,082.73/yr
Blended yield
37.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

FNBT
No analyst data
Altman Z
0.2
Piotroski
4/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNBT buys
0
PEP buys
0
No recent congressional trades found for FNBT or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFNBTPEP
Forward yield5.25%3.66%
Annual dividend / share$2.00$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$28.3K$144.7K
Annual income after 10y$734.95$63,430.49
Total dividends collected$6.3K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FNBT vs PEP ($10,000, DRIP)

YearFNBT PortfolioFNBT Income/yrPEP PortfolioPEP Income/yrGap
1$11,225$525.35$10,854$514.44+$371.00FNBT
2$12,562$551.14$11,982$758.21+$580.00FNBT
3$14,018$576.43$13,526$1,136.44+$492.00FNBT
4← crossover$15,600$601.15$15,727$1,741.93$127.00PEP
5$17,318$625.24$19,012$2,750.28$1.7KPEP
6$19,179$648.66$24,173$4,514.44$5.0KPEP
7$21,193$671.37$32,789$7,793.80$11.6KPEP
8$23,369$693.34$48,258$14,354.51$24.9KPEP
9$25,720$714.53$78,586$28,686.63$52.9KPEP
10$28,255$734.95$144,688$63,430.49$116.4KPEP

FNBT vs PEP: Complete Analysis 2026

FNBTStock

FineMark Holdings, Inc. operates as the holding company for FineMark National Bank & Trust that provides various banking products and financial services to individual and corporate clients. The company offers checking, savings, money market, health savings, individual retirement, repurchase, and interest on lawyer trust and trust accounts; certificates of deposit; and debit and credit cards. It also provides construction, home equity, home purchase, refinance, aircraft and marine, consumer goods, business expansion and working capital, and equipment purchase loans; line and letter of credit; loans secured by marketable securities; and safe deposit boxes, online service integration, and text and email alerts. In addition, the company offers foreign currency order and exchange, funds transfer, medallion guarantee, notary, overdraft, mobile and online banking, remote deposit capture, mobile check and direct deposit, bill pay, stop payment, merchant, automated clearing house, lockbox, ATM, positive pay, and insured cash sweep and certificate of deposit account registry services. Further, it provides financial planning services, such as asset protection, estate, charitable gift, retirement, educational, and business succession planning services; personalized business management services to professional athletes; and personal and business checks. Additionally, the company offers personal fiduciary services comprising investment management, real estate and special asset management, closely held family business management, and accounting and tax compliance, as well as estate planning documents, tax reviewing services, and estate settlement and wealth transfer; and investment solutions. It operates twelve banking offices in Lee, Collier and Palm Beach County, Florida, Maricopa County, Arizona, and Berkeley County, South Carolina. The company was incorporated in 2006 and is headquartered in Fort Myers, Florida.

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PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.