Is FNCB or DIVO a better dividend investment in 2026?

FNCB currently yields 5.33% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between FNCB and DIVO?

FNCB has a forward dividend yield of 5.33% ($0.36/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 1.29 percentage points.

Home › Compare › FNCB vs DIVO

FNCB vs DIVO: Dividend Comparison 2026

FNCB yields 5.33% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FNCB wins by $8883.18M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FNCB

● Live price

5.33%

Share price

$6.75

Annual div

$0.36

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8883.21M

Annual income

$8,574,363,139.05

Full FNCB calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — FNCB vs DIVO

📍 FNCB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FNCB	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FNCB + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FNCB pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNCB

Annual income on $10K today (after 15% tax)

$453.33/yr

After 10yr DRIP, annual income (after tax)

$7,288,208,668.19/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, FNCB beats the other by $7,288,207,810.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FNCB + DIVO for your $10,000?

FNCB: 50%DIVO: 50%

100% DIVO50/50100% FNCB

Portfolio after 10yr

$4441.62M

Annual income

$4,287,182,073.77/yr

Blended yield

96.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNCB buys

DIVO buys

No recent congressional trades found for FNCB or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFNCBDIVO

Forward yield	5.33%	6.62% ✓
Annual dividend / share	$0.36	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$8883.21M ✓	$31.0K
Annual income after 10y	$8,574,363,139.05 ✓	$1,008.47
Total dividends collected	$8861.64M ✓	$8.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FNCB vs DIVO ($10,000, DRIP)

Year	FNCB Portfolio	FNCB Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,767	$1,066.67	$11,362	$661.96	+$405.00 → FNCB
2	$14,936	$2,346.00	$12,860	$702.91	+$2.1K → FNCB
3	$21,548	$5,566.28	$14,504	$743.56	+$7.0K → FNCB
4	$38,066	$15,009.89	$16,303	$783.73	+$21.8K → FNCB
5	$90,294	$49,562.78	$18,268	$823.31	+$72.0K → FNCB
6	$316,359	$219,744.51	$20,408	$862.17	+$296.0K → FNCB
7	$1,777,588	$1,439,083.97	$22,737	$900.20	+$1.75M → FNCB
8	$17,016,157	$15,114,137.40	$25,266	$937.31	+$16.99M → FNCB
9	$288,640,446	$270,433,158.69	$28,008	$973.42	+$288.61M → FNCB
10	$8,883,208,417	$8,574,363,139.05	$30,977	$1,008.47	+$8883.18M → FNCB

FNCB vs DIVO: Complete Analysis 2026

FNCB — Stock

FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. The company offers checking, savings, money market, and certificate of deposit products. It also provides residential mortgage loans, and home equity term loans and lines of credit; construction, land acquisition, and development loans; commercial real estate loans; commercial and industrial loans; consumer loans, such as secured and unsecured installment loans, automobile financing, lines of credit, and overdraft protection loans; state and political subdivision loans and leases; and purchased loans. In addition, the company offers debit cards; mobile and telephone banking, check imaging, and electronic statement services; remote deposit capture, merchant, treasury, and purchasing card services; and wealth management services. As of January 28, 2022, it operated 17 community offices located in Lackawanna, Luzerne, and Wayne Counties. The company was formerly known as First National Community Bancorp, Inc. and changed its name to FNCB Bancorp, Inc. in October 2016. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania.

Full FNCB Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.