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FNCF vs XYLD: Dividend Comparison 2026

FNCF yields 5.79% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FNCF wins by $3.4K in total portfolio value
10 years
FNCF
FNCF
● Live price
5.79%
Share price
$34.52
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$838.41
Full FNCF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — FNCF vs XYLD

📍 FNCF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFNCFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FNCF + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FNCF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNCF
Annual income on $10K today (after 15% tax)
$492.47/yr
After 10yr DRIP, annual income (after tax)
$712.65/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,135.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FNCF + XYLD for your $10,000?

FNCF: 50%XYLD: 50%
100% XYLD50/50100% FNCF
Portfolio after 10yr
$27.6K
Annual income
$2,094.71/yr
Blended yield
7.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNCF buys
0
XYLD buys
0
No recent congressional trades found for FNCF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFNCFXYLD
Forward yield5.79%11.20% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.3K ✓$25.9K
Annual income after 10y$838.41$3,351.03 ✓
Total dividends collected$7.1K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FNCF vs XYLD ($10,000, DRIP)

YearFNCF PortfolioFNCF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,279$579.37$10,840$1,120.44+$439.00 → FNCF
2$12,680$610.75$11,786$1,249.59+$894.00 → FNCF
3$14,209$641.65$12,854$1,397.78+$1.4K → FNCF
4$15,876$672.00$14,063$1,568.33+$1.8K → FNCF
5$17,689$701.70$15,434$1,765.19+$2.3K → FNCF
6$19,657$730.69$16,995$1,993.14+$2.7K → FNCF
7$21,792$758.90$18,777$2,257.95+$3.0K → FNCF
8$24,104$786.28$20,818$2,566.58+$3.3K → FNCF
9$26,604$812.79$23,163$2,927.50+$3.4K → FNCF
10$29,305$838.41$25,865$3,351.03+$3.4K → FNCF

FNCF vs XYLD: Complete Analysis 2026

FNCF — Stock

FNCF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FNCF shares.

Full FNCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.