Is FNCHF or XYLD a better dividend investment in 2026?

FNCHF currently yields 92.59% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FNCHF offers higher current income.

What is the dividend yield difference between FNCHF and XYLD?

FNCHF has a forward dividend yield of 92.59% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 81.61 percentage points.

Home › Compare › FNCHF vs XYLD

FNCHF vs XYLD: Dividend Comparison 2026

FNCHF yields 92.59% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FNCHF wins by $2.84M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FNCHF

● Live price

92.59%

Share price

$2.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.86M

Annual income

$916,669.25

Full FNCHF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FNCHF vs XYLD

📍 FNCHF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FNCHF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FNCHF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FNCHF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNCHF

Annual income on $10K today (after 15% tax)

$7,870.37/yr

After 10yr DRIP, annual income (after tax)

$779,168.86/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FNCHF beats the other by $776,432.70/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FNCHF + XYLD for your $10,000?

FNCHF: 50%XYLD: 50%

100% XYLD50/50100% FNCHF

Portfolio after 10yr

$1.44M

Annual income

$459,944.13/yr

Blended yield

31.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNCHF buys

XYLD buys

No recent congressional trades found for FNCHF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFNCHFXYLD

Forward yield	92.59% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.86M	$25.3K ✓
Annual income after 10y	$916,669.25 ✓	$3,219.02
Total dividends collected	$2.54M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FNCHF vs XYLD ($10,000, DRIP)

Year	FNCHF Portfolio	FNCHF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$19,959	$9,259.26	$10,818	$1,098.39	+$9.1K → FNCHF
2	$38,628	$17,271.77	$11,738	$1,222.51	+$26.9K → FNCHF
3	$72,572	$31,240.14	$12,774	$1,364.64	+$59.8K → FNCHF
4	$132,505	$54,852.41	$13,944	$1,527.86	+$118.6K → FNCHF
5	$235,379	$93,599.30	$15,270	$1,715.87	+$220.1K → FNCHF
6	$407,247	$155,390.98	$16,775	$1,933.09	+$390.5K → FNCHF
7	$687,019	$251,264.65	$18,490	$2,184.87	+$668.5K → FNCHF
8	$1,131,259	$396,148.91	$20,450	$2,477.63	+$1.11M → FNCHF
9	$1,820,080	$609,632.50	$22,697	$2,819.19	+$1.80M → FNCHF
10	$2,864,155	$916,669.25	$25,280	$3,219.02	+$2.84M → FNCHF

FNCHF vs XYLD: Complete Analysis 2026

FNCHF — Stock

FINEOS Corporation Holdings plc engages in the development and sale of enterprise claims and policy management software for the life, accident, and health insurance industry worldwide. The company offers FINEOS Platform, a software-as-a-service core insurance platform. Its FINEOS Platform comprises FINEOS AdminSuite, a comprehensive core insurance suite; FINEOS Engage, makes connection across customers and partners to create frictionless engagement and agile business relationships; and FINEOS Insight that offers real-time analytics to influence business decisions and drive better outcomes. It also offers professional and customer support services, as well as employee benefit and insurance underwriting solutions. The company was founded in 1993 and is headquartered in Dublin, Ireland.

Full FNCHF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this FNCHF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FNCHF vs SCHD FNCHF vs JEPI FNCHF vs O FNCHF vs KO FNCHF vs MAIN FNCHF vs QYLD FNCHF vs JEPQ FNCHF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.