Is FNCSF or RYLD a better dividend investment in 2026?

FNCSF currently yields 16.94% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: FNCSF offers higher current income.

What is the dividend yield difference between FNCSF and RYLD?

FNCSF has a forward dividend yield of 16.94% ($0.98/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.80 percentage points.

Home › Compare › FNCSF vs RYLD

FNCSF vs RYLD: Dividend Comparison 2026

FNCSF yields 16.94% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FNCSF wins by $17412864.50M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FNCSF

● Live price

16.94%

Share price

$5.81

Annual div

$0.98

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$17412864.54M

Annual income

$17,217,589,352,950.68

Full FNCSF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FNCSF vs RYLD

📍 FNCSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FNCSF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FNCSF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FNCSF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNCSF

Annual income on $10K today (after 15% tax)

$1,439.73/yr

After 10yr DRIP, annual income (after tax)

$14,634,950,950,008.08/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FNCSF beats the other by $14,634,950,947,808.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FNCSF + RYLD for your $10,000?

FNCSF: 50%RYLD: 50%

100% RYLD50/50100% FNCSF

Portfolio after 10yr

$8706432.29M

Annual income

$8,608,794,677,769.01/yr

Blended yield

98.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNCSF buys

RYLD buys

No recent congressional trades found for FNCSF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFNCSFRYLD

Forward yield	16.94% ✓	12.14%
Annual dividend / share	$0.98	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$17412864.54M ✓	$44.5K
Annual income after 10y	$17,217,589,352,950.68 ✓	$2,587.35
Total dividends collected	$17399832.19M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FNCSF vs RYLD ($10,000, DRIP)

Year	FNCSF Portfolio	FNCSF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$14,088	$3,387.61	$11,914	$1,213.65	+$2.2K → FNCSF
2	$23,994	$8,920.24	$14,099	$1,351.30	+$9.9K → FNCSF
3	$54,072	$28,398.01	$16,580	$1,494.55	+$37.5K → FNCSF
4	$177,476	$119,619.14	$19,384	$1,642.61	+$158.1K → FNCSF
5	$923,765	$733,866.23	$22,535	$1,794.70	+$901.2K → FNCSF
6	$8,128,225	$7,139,796.00	$26,063	$1,950.00	+$8.10M → FNCSF
7	$126,123,699	$117,426,498.23	$29,995	$2,107.69	+$126.09M → FNCSF
8	$3,540,706,705	$3,405,754,346.82	$34,361	$2,266.99	+$3540.67M → FNCSF
9	$182,500,176,413	$178,711,620,239.43	$39,194	$2,427.12	+$182500.14M → FNCSF
10	$17,412,864,541,713	$17,217,589,352,950.68	$44,525	$2,587.35	+$17412864.50M → FNCSF

FNCSF vs RYLD: Complete Analysis 2026

FNCSF — Stock

North American Financial 15 Split Corp. is an equity mutual fund launched by Quadravest Inc. It is managed by Quadravest Capital Management Inc. The fund invests in public equity markets of United States and Canada. It invests in high quality portfolio of preferred shares and Class A shares of 15 financial services companies. The fund employs investment strategy along with fundamental based equity investing with covered call writing to create its portfolio. It was formerly known as Financial 15 Split Corp. II. North American Financial 15 Split Corp. was formed on October 15, 2004 and is domiciled in Canada.

Full FNCSF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.