Is FNDM or FCPT a better dividend investment in 2026?

FNDM currently yields 599.51% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FNDM offers higher current income.

What is the dividend yield difference between FNDM and FCPT?

FNDM has a forward dividend yield of 599.51% ($8.99/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 593.46 percentage points.

Home › Compare › FNDM vs FCPT

FNDM vs FCPT: Dividend Comparison 2026

FNDM yields 599.51% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FNDM wins by $256919.57M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FNDM

● Live price

599.51%

Share price

$1.50

Annual div

$8.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$256919.62M

Annual income

$193,445,400,472.38

Full FNDM calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FNDM vs FCPT

📍 FNDM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FNDM	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FNDM + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FNDM pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNDM

Annual income on $10K today (after 15% tax)

$50,958.63/yr

After 10yr DRIP, annual income (after tax)

$164,428,590,401.52/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FNDM beats the other by $164,428,585,492.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FNDM + FCPT for your $10,000?

FNDM: 50%FCPT: 50%

100% FCPT50/50100% FNDM

Portfolio after 10yr

$128459.83M

Annual income

$96,722,703,123.83/yr

Blended yield

75.29%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FNDM

No analyst data

Altman Z

-0.2

Piotroski

3/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNDM buys

FCPT buys

No recent congressional trades found for FNDM or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFNDMFCPT

Forward yield	599.51% ✓	6.05%
Annual dividend / share	$8.99 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$256919.62M ✓	$49.1K
Annual income after 10y	$193,445,400,472.38 ✓	$5,775.28
Total dividends collected	$251620.75M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FNDM vs FCPT ($10,000, DRIP)

Year	FNDM Portfolio	FNDM Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$70,651	$59,951.33	$11,401	$700.92	+$59.3K → FNDM
2	$471,451	$395,854.36	$13,064	$864.84	+$458.4K → FNDM
3	$2,973,152	$2,468,698.85	$15,051	$1,072.48	+$2.96M → FNDM
4	$17,731,326	$14,550,053.36	$17,442	$1,337.22	+$17.71M → FNDM
5	$100,069,547	$81,097,028.80	$20,340	$1,677.08	+$100.05M → FNDM
6	$534,816,413	$427,741,997.39	$23,880	$2,116.57	+$534.79M → FNDM
7	$2,708,743,772	$2,136,490,210.17	$28,241	$2,689.36	+$2708.72M → FNDM
8	$13,011,363,314	$10,113,007,477.89	$33,660	$3,442.07	+$13011.33M → FNDM
9	$59,321,696,253	$45,399,537,507.42	$40,456	$4,439.95	+$59321.66M → FNDM
10	$256,919,615,464	$193,445,400,472.38	$49,063	$5,775.28	+$256919.57M → FNDM

FNDM vs FCPT: Complete Analysis 2026

FNDM — Stock

Fund.com Inc. provides fund management products and risk management solutions that help financial advisors, wealth managers, institutions, and ultra-high-net-worth families to create and manage wealth. It offers services and investment fund information to the mass-market individual investors through Internet at fund.com. The company also develops an investment platform that originates and sells an investment product known as exchange traded funds. It operates a strategic alliance with Transparensee Systems, Inc., to develop a search engine for the fund.com Website. Fund.com Inc. was founded in 2007 and is headquartered in New York, New York.

Full FNDM Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.