Is FOBAX or RYLD a better dividend investment in 2026?

FOBAX currently yields 10.11% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FOBAX and RYLD?

FOBAX has a forward dividend yield of 10.11% ($1.97/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.03 percentage points.

Home › Compare › FOBAX vs RYLD

FOBAX vs RYLD: Dividend Comparison 2026

FOBAX yields 10.11% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FOBAX

● Live price

10.11%

Share price

$19.48

Annual div

$1.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.0K

Annual income

$1,907.19

Full FOBAX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FOBAX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FOBAX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FOBAX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FOBAX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FOBAX

Annual income on $10K today (after 15% tax)

$859.15/yr

After 10yr DRIP, annual income (after tax)

$1,621.11/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $578.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FOBAX + RYLD for your $10,000?

FOBAX: 50%RYLD: 50%

100% RYLD50/50100% FOBAX

Portfolio after 10yr

$41.8K

Annual income

$2,247.27/yr

Blended yield

5.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FOBAX buys

RYLD buys

No recent congressional trades found for FOBAX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFOBAXRYLD

Forward yield	10.11%	12.14% ✓
Annual dividend / share	$1.97 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$39.0K	$44.5K ✓
Annual income after 10y	$1,907.19	$2,587.35 ✓
Total dividends collected	$14.6K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FOBAX vs RYLD ($10,000, DRIP)

Year	FOBAX Portfolio	FOBAX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,711	$1,010.76	$11,914	$1,213.65	$203.00 → RYLD
2	$13,637	$1,106.25	$14,099	$1,351.30	$462.00 → RYLD
3	$15,795	$1,203.91	$16,580	$1,494.55	$785.00 → RYLD
4	$18,204	$1,303.24	$19,384	$1,642.61	$1.2K → RYLD
5	$20,882	$1,403.74	$22,535	$1,794.70	$1.7K → RYLD
6	$23,849	$1,504.90	$26,063	$1,950.00	$2.2K → RYLD
7	$27,125	$1,606.26	$29,995	$2,107.69	$2.9K → RYLD
8	$30,731	$1,707.36	$34,361	$2,266.99	$3.6K → RYLD
9	$34,690	$1,807.80	$39,194	$2,427.12	$4.5K → RYLD
10	$39,025	$1,907.19	$44,525	$2,587.35	$5.5K → RYLD

FOBAX vs RYLD: Complete Analysis 2026

FOBAX — Stock

The investment seeks capital appreciation and current income. The Sub-Adviser of the fund will allocate its assets among stocks, fixed income securities, and cash equivalents. The fund will normally invest 25% to 75% of its assets in stocks and convertible securities and at least 25% of its total assets in fixed income securities. The fund may also invest in preferred stocks and warrants. The fund may invest in securities issued by companies with large, medium, or small capitalizations.

Full FOBAX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this FOBAX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FOBAX vs SCHD FOBAX vs JEPI FOBAX vs O FOBAX vs KO FOBAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.