Is FOCS or RYLD a better dividend investment in 2026?

FOCS currently yields 3.77% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FOCS and RYLD?

FOCS has a forward dividend yield of 3.77% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.37 percentage points.

Home › Compare › FOCS vs RYLD

FOCS vs RYLD: Dividend Comparison 2026

FOCS yields 3.77% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FOCS wins by $1330.06M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

FOCS

● Live price

3.77%

Share price

$52.99

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1330.11M

Annual income

$1,265,685,218.23

Full FOCS calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FOCS vs RYLD

📍 FOCS pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FOCS	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FOCS + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FOCS pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FOCS

Annual income on $10K today (after 15% tax)

$320.82/yr

After 10yr DRIP, annual income (after tax)

$1,075,832,435.50/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FOCS beats the other by $1,075,830,236.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FOCS + RYLD for your $10,000?

FOCS: 50%RYLD: 50%

100% RYLD50/50100% FOCS

Portfolio after 10yr

$665.08M

Annual income

$632,843,902.78/yr

Blended yield

95.15%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FOCS right now

FOCS

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$56.00

+5.7% upside vs current

Range: $37.00 — $75.00

Altman Z

0.6

Piotroski

4/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FOCS buys

RYLD buys

No recent congressional trades found for FOCS or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFOCSRYLD

Forward yield	3.77%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1330.11M ✓	$44.5K
Annual income after 10y	$1,265,685,218.23 ✓	$2,587.35
Total dividends collected	$1325.47M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FOCS vs RYLD ($10,000, DRIP)

Year	FOCS Portfolio	FOCS Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,455	$754.86	$11,914	$1,213.65	$459.00 → RYLD
2	$13,873	$1,616.23	$14,099	$1,351.30	$226.00 → RYLD
3← crossover	$18,503	$3,658.70	$16,580	$1,494.55	+$1.9K → FOCS
4	$28,919	$9,120.96	$19,384	$1,642.61	+$9.5K → FOCS
5	$57,589	$26,646.02	$22,535	$1,794.70	+$35.1K → FOCS
6	$160,804	$99,183.26	$26,063	$1,950.00	+$134.7K → FOCS
7	$689,714	$517,653.89	$29,995	$2,107.69	+$659.7K → FOCS
8	$4,888,094	$4,150,100.01	$34,361	$2,266.99	+$4.85M → FOCS
9	$60,206,541	$54,976,280.26	$39,194	$2,427.12	+$60.17M → FOCS
10	$1,330,106,217	$1,265,685,218.23	$44,525	$2,587.35	+$1330.06M → FOCS

FOCS vs RYLD: Complete Analysis 2026

FOCS — Stock

Focus Financial Partners Inc. provides wealth management services to primarily ultra-high and high net worth individuals, families, and business entities. Its wealth management services include investment advice, financial and tax planning, consulting, tax return preparation, family office services, and other services. The company also offers recordkeeping and administration services; recommends financial products through commissions and distribution fees; and sells investment or insurance products. Focus Financial Partners Inc. was founded in 2006 and is headquartered in New York, New York.

Full FOCS Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.