Is FOIL or QYLD a better dividend investment in 2026?

FOIL currently yields 7.37% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FOIL and QYLD?

FOIL has a forward dividend yield of 7.37% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.55 percentage points.

Home › Compare › FOIL vs QYLD

FOIL vs QYLD: Dividend Comparison 2026

FOIL yields 7.37% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FOIL wins by $7.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FOIL

● Live price

7.37%

Share price

$27.13

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.6K

Annual income

$1,176.34

Full FOIL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FOIL vs QYLD

📍 FOIL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FOIL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FOIL + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FOIL pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FOIL

Annual income on $10K today (after 15% tax)

$626.50/yr

After 10yr DRIP, annual income (after tax)

$999.89/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,810.52/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FOIL + QYLD for your $10,000?

FOIL: 50%QYLD: 50%

100% QYLD50/50100% FOIL

Portfolio after 10yr

$29.0K

Annual income

$3,417.83/yr

Blended yield

11.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FOIL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFOILQYLD

Forward yield	7.37%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.6K ✓	$25.4K
Annual income after 10y	$1,176.34	$5,659.31 ✓
Total dividends collected	$9.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FOIL vs QYLD ($10,000, DRIP)

Year	FOIL Portfolio	FOIL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,437	$737.06	$10,352	$1,192.36	+$1.1K → FOIL
2	$13,025	$787.84	$10,830	$1,347.57	+$2.2K → FOIL
3	$14,776	$838.56	$11,460	$1,539.07	+$3.3K → FOIL
4	$16,699	$889.01	$12,275	$1,777.84	+$4.4K → FOIL
5	$18,807	$939.00	$13,323	$2,078.95	+$5.5K → FOIL
6	$21,112	$988.34	$14,667	$2,463.34	+$6.4K → FOIL
7	$23,627	$1,036.88	$16,396	$2,960.57	+$7.2K → FOIL
8	$26,365	$1,084.48	$18,631	$3,612.97	+$7.7K → FOIL
9	$29,342	$1,131.00	$21,548	$4,482.15	+$7.8K → FOIL
10	$32,572	$1,176.34	$25,398	$5,659.31	+$7.2K → FOIL

FOIL vs QYLD: Complete Analysis 2026

FOIL — Stock

FOIL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FOIL shares.

Full FOIL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this FOIL vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FOIL vs SCHD FOIL vs JEPI FOIL vs O FOIL vs KO FOIL vs MAIN FOIL vs XYLD FOIL vs JEPQ FOIL vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.