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FPAY vs JEPQ: Dividend Comparison 2026

FPAY yields 2000000.06% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FPAY wins by $4.8792278646347776e+39M in total portfolio value
10 years
FPAY
FPAY
● Live price
2000000.06%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.8792278646347776e+39M
Annual income
$4,878,748,002,861,388,000,000,000,000,000,000,000,000,000,000.00
Full FPAY calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — FPAY vs JEPQ

📍 FPAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFPAYJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FPAY + JEPQ cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FPAY pays
JEPQ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FPAY
Annual income on $10K today (after 15% tax)
$170,000,005.10/yr
After 10yr DRIP, annual income (after tax)
$4,146,935,802,432,179,400,000,000,000,000,000,000,000,000,000.00/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, FPAY beats the other by $4,146,935,802,432,179,400,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FPAY + JEPQ for your $10,000?

FPAY: 50%JEPQ: 50%
100% JEPQ50/50100% FPAY
Portfolio after 10yr
$2.4396139323173888e+39M
Annual income
$2,439,374,001,430,694,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
99.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FPAY right now

FPAY
Analyst Ratings
3
Buy
Consensus: Buy
Price Target
$2.50
+2499900.1% upside vs current
Range: $2.50 — $2.50
Altman Z
1.7
Piotroski
2/9
JEPQ
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FPAY buys
0
JEPQ buys
0
No recent congressional trades found for FPAY or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFPAYJEPQ
Forward yield2000000.06% ✓11.10%
Annual dividend / share$2.00$6.16 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$4.8792278646347776e+39M$44.8K ✓
Annual income after 10y$4,878,748,002,861,388,000,000,000,000,000,000,000,000,000,000.00 ✓$2,152.59
Total dividends collected$4.8791964691115763e+39M$16.3K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FPAY vs JEPQ ($10,000, DRIP)

YearFPAY PortfolioFPAY Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$200,010,706$200,000,006.00$11,930$1,110.39+$200.00M → FPAY
2$3,738,731,992,770$3,738,517,981,314.42$14,133$1,224.34+$3738731.98M → FPAY
3$65,315,068,744,949,500$65,311,068,301,717,240.00$16,632$1,340.46+$65315068744.93M → FPAY
4$1,066,400,958,023,135,400,000$1,066,331,070,899,578,300,000.00$19,454$1,457.97+$1066400958023135.38M → FPAY
5$16,272,185,237,131,282,000,000,000$16,271,044,188,106,197,000,000,000.00$22,626$1,576.08+$16272185237131282432.00M → FPAY
6$232,054,281,880,765,440,000,000,000,000$232,036,870,642,561,700,000,000,000,000.00$26,175$1,694.09+$2.3205428188076545e+23M → FPAY
7$3,092,799,715,549,616,000,000,000,000,000,000$3,092,551,417,468,003,600,000,000,000,000,000.00$30,133$1,811.32+$3.0927997155496157e+27M → FPAY
8$38,524,114,942,504,994,000,000,000,000,000,000,000$38,520,805,646,809,356,000,000,000,000,000,000,000.00$34,531$1,927.17+$3.8524114942504996e+31M → FPAY
9$448,468,947,092,778,960,000,000,000,000,000,000,000,000$448,427,726,289,790,500,000,000,000,000,000,000,000,000.00$39,403$2,041.08+$4.4846894709277894e+35M → FPAY
10$4,879,227,864,634,777,500,000,000,000,000,000,000,000,000,000$4,878,748,002,861,388,000,000,000,000,000,000,000,000,000,000.00$44,787$2,152.59+$4.8792278646347776e+39M → FPAY

FPAY vs JEPQ: Complete Analysis 2026

FPAY — Stock

FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. It offers durable products, including consumer electronics; home appliances; computers, including tablets and wearables; smartphones; tires; and jewelry and furniture, such as accessories. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is headquartered in Boca Raton, Florida.

Full FPAY Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.