HomeCompareFPBC vs VIG

FPBC vs VIG: Dividend Comparison 2026

FPBC yields 38.83% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FPBC wins by $185.2K in total portfolio value
10 years
FPBC
FPBC
● Live price
38.83%
Share price
$5.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$217.6K
Annual income
$35,869.49
Full FPBC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — FPBC vs VIG

📍 FPBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFPBCVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FPBC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FPBC pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FPBC
Annual income on $10K today (after 15% tax)
$3,300.97/yr
After 10yr DRIP, annual income (after tax)
$30,489.07/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, FPBC beats the other by $30,336.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FPBC + VIG for your $10,000?

FPBC: 50%VIG: 50%
100% VIG50/50100% FPBC
Portfolio after 10yr
$125.0K
Annual income
$18,024.33/yr
Blended yield
14.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FPBC buys
0
VIG buys
0
No recent congressional trades found for FPBC or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFPBCVIG
Forward yield38.83%1.64%
Annual dividend / share$2.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$217.6K$32.4K
Annual income after 10y$35,869.49$179.15
Total dividends collected$162.2K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FPBC vs VIG ($10,000, DRIP)

YearFPBC PortfolioFPBC Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$14,583$3,883.50$11,304$163.92+$3.3KFPBC
2$20,897$5,292.98$12,759$166.33+$8.1KFPBC
3$29,448$7,088.36$14,382$168.52+$15.1KFPBC
4$40,845$9,335.44$16,192$170.52+$24.7KFPBC
5$55,806$12,101.25$18,210$172.34+$37.6KFPBC
6$75,164$15,451.93$20,460$173.98+$54.7KFPBC
7$99,876$19,450.49$22,968$175.48+$76.9KFPBC
8$131,022$24,154.48$25,763$176.83+$105.3KFPBC
9$169,807$29,613.95$28,878$178.05+$140.9KFPBC
10$217,563$35,869.49$32,350$179.15+$185.2KFPBC

FPBC vs VIG: Complete Analysis 2026

FPBCStock

First Pacific Bancorp operates as a bank holding company for First Pacific Bank that provides various financial and banking products and services. It offers deposit products, including checking, savings, money market, NOW, and individual retirement accounts, as well as certificate of deposit. The company also provides loan products, such as real estate construction, 1-4 family, commercial real estate, and commercial and industrial loans; small business administration; consumer and personal loans; home equity lines of credit; letters of credit; and business and personal credit cards. In addition, it offers cash management services and solutions, including insured cash sweep, remote deposit capture, automated clearing house, sweep accounts, wire transfers, Positive Pay, and online and mobile banking services. Further, the company provides specialty lending and financing solutions for construction and manufacturing equipment; healthcare equipment; computer hardware and software; network and phone communications systems; and office furniture, as well as bespoke solutions. The company serves small and middle-market businesses, and individuals in the Los Angeles, Orange, San Bernardino, and San Diego County areas of California. It operates branches in Whittier, Santa Fe Springs, Orange, Redlands, and San Diego, California. The company was formerly known as Friendly Hills Bancorp and changed its name to First Pacific Bancorp in September 2023. First Pacific Bancorp was founded in 2006 and is based in Whittier, California.

Full FPBC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.