Is FPCGX or XYLD a better dividend investment in 2026?

FPCGX currently yields 23.15% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FPCGX offers higher current income.

What is the dividend yield difference between FPCGX and XYLD?

FPCGX has a forward dividend yield of 23.15% ($5.42/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 12.17 percentage points.

Home › Compare › FPCGX vs XYLD

FPCGX vs XYLD: Dividend Comparison 2026

FPCGX yields 23.15% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FPCGX wins by $63.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FPCGX

● Live price

23.15%

Share price

$23.40

Annual div

$5.42

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$88.4K

Annual income

$9,307.32

Full FPCGX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FPCGX vs XYLD

📍 FPCGX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FPCGX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FPCGX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FPCGX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FPCGX

Annual income on $10K today (after 15% tax)

$1,967.53/yr

After 10yr DRIP, annual income (after tax)

$7,911.22/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FPCGX beats the other by $5,175.06/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FPCGX + XYLD for your $10,000?

FPCGX: 50%XYLD: 50%

100% XYLD50/50100% FPCGX

Portfolio after 10yr

$56.8K

Annual income

$6,263.17/yr

Blended yield

11.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FPCGX buys

XYLD buys

No recent congressional trades found for FPCGX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFPCGXXYLD

Forward yield	23.15% ✓	10.98%
Annual dividend / share	$5.42 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$88.4K ✓	$25.3K
Annual income after 10y	$9,307.32 ✓	$3,219.02
Total dividends collected	$54.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FPCGX vs XYLD ($10,000, DRIP)

Year	FPCGX Portfolio	FPCGX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,015	$2,314.74	$10,818	$1,098.39	+$2.2K → FPCGX
2	$16,741	$2,815.49	$11,738	$1,222.51	+$5.0K → FPCGX
3	$21,298	$3,384.73	$12,774	$1,364.64	+$8.5K → FPCGX
4	$26,813	$4,024.28	$13,944	$1,527.86	+$12.9K → FPCGX
5	$33,425	$4,734.93	$15,270	$1,715.87	+$18.2K → FPCGX
6	$41,281	$5,516.37	$16,775	$1,933.09	+$24.5K → FPCGX
7	$50,538	$6,367.22	$18,490	$2,184.87	+$32.0K → FPCGX
8	$61,361	$7,285.06	$20,450	$2,477.63	+$40.9K → FPCGX
9	$73,922	$8,266.51	$22,697	$2,819.19	+$51.2K → FPCGX
10	$88,404	$9,307.32	$25,280	$3,219.02	+$63.1K → FPCGX

FPCGX vs XYLD: Complete Analysis 2026

FPCGX — Stock

The fund will invest primarily in common stocks of large and mid-sized U.S. companies that the fund's Advisor considers to be profitable and which have returns on equity near or higher than their peers, and the Advisor believes are undervalued as measured by price-to-earnings ("P/E") ratio. The percentage of assets allocated between equity and fixed income securities is flexible rather than fixed.

Full FPCGX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.