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FPIFX vs SPHD: Dividend Comparison 2026

FPIFX yields 6.06% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FPIFX wins by $3.3K in total portfolio value
10 years
FPIFX
FPIFX
● Live price
6.06%
Share price
$16.58
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.8K
Annual income
$891.93
Full FPIFX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FPIFX vs SPHD

📍 FPIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFPIFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FPIFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FPIFX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FPIFX
Annual income on $10K today (after 15% tax)
$515.23/yr
After 10yr DRIP, annual income (after tax)
$758.14/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, FPIFX beats the other by $275.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FPIFX + SPHD for your $10,000?

FPIFX: 50%SPHD: 50%
100% SPHD50/50100% FPIFX
Portfolio after 10yr
$28.2K
Annual income
$729.65/yr
Blended yield
2.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FPIFX buys
0
SPHD buys
0
No recent congressional trades found for FPIFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFPIFXSPHD
Forward yield6.06%4.30%
Annual dividend / share$1.01$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.8K$26.5K
Annual income after 10y$891.93$567.37
Total dividends collected$7.5K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FPIFX vs SPHD ($10,000, DRIP)

YearFPIFX PortfolioFPIFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,306$606.15$11,130$430.50+$176.00FPIFX
2$12,738$640.49$12,357$447.82+$381.00FPIFX
3$14,304$674.40$13,687$464.65+$617.00FPIFX
4$16,013$707.77$15,126$480.98+$887.00FPIFX
5$17,875$740.50$16,682$496.78+$1.2KFPIFX
6$19,898$772.50$18,362$512.03+$1.5KFPIFX
7$22,095$803.70$20,174$526.72+$1.9KFPIFX
8$24,476$834.04$22,127$540.84+$2.3KFPIFX
9$27,052$863.47$24,230$554.39+$2.8KFPIFX
10$29,838$891.93$26,493$567.37+$3.3KFPIFX

FPIFX vs SPHD: Complete Analysis 2026

FPIFXStock

The investment seeks high total return until its target retirement date; thereafter the fund's objective will be to seek high current income and, as a secondary objective, capital appreciation. The fund invests in a combination of Fidelity® U.S. equity funds, international equity funds, bond funds, and short-term funds (underlying Fidelity ® funds), each of which (excluding any money market fund) seeks to provide investment results that correspond to the total return of a specific index.

Full FPIFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.