Is FPLSF or XYLD a better dividend investment in 2026?

FPLSF currently yields 8.95% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FPLSF and XYLD?

FPLSF has a forward dividend yield of 8.95% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.03 percentage points.

Home › Compare › FPLSF vs XYLD

FPLSF vs XYLD: Dividend Comparison 2026

FPLSF yields 8.95% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FPLSF wins by $10.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FPLSF

● Live price

8.95%

Share price

$22.35

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.2K

Annual income

$1,574.06

Full FPLSF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FPLSF vs XYLD

📍 FPLSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FPLSF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FPLSF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FPLSF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FPLSF

Annual income on $10K today (after 15% tax)

$760.80/yr

After 10yr DRIP, annual income (after tax)

$1,337.95/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,398.22/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FPLSF + XYLD for your $10,000?

FPLSF: 50%XYLD: 50%

100% XYLD50/50100% FPLSF

Portfolio after 10yr

$30.7K

Annual income

$2,396.54/yr

Blended yield

7.80%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FPLSF right now

FPLSF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

5.6

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FPLSF buys

XYLD buys

No recent congressional trades found for FPLSF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFPLSFXYLD

Forward yield	8.95%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.2K ✓	$25.3K
Annual income after 10y	$1,574.06	$3,219.02 ✓
Total dividends collected	$12.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FPLSF vs XYLD ($10,000, DRIP)

Year	FPLSF Portfolio	FPLSF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,595	$895.05	$10,818	$1,098.39	+$777.00 → FPLSF
2	$13,377	$969.93	$11,738	$1,222.51	+$1.6K → FPLSF
3	$15,359	$1,045.75	$12,774	$1,364.64	+$2.6K → FPLSF
4	$17,556	$1,122.16	$13,944	$1,527.86	+$3.6K → FPLSF
5	$19,984	$1,198.78	$15,270	$1,715.87	+$4.7K → FPLSF
6	$22,658	$1,275.29	$16,775	$1,933.09	+$5.9K → FPLSF
7	$25,595	$1,351.34	$18,490	$2,184.87	+$7.1K → FPLSF
8	$28,814	$1,426.67	$20,450	$2,477.63	+$8.4K → FPLSF
9	$32,332	$1,500.99	$22,697	$2,819.19	+$9.6K → FPLSF
10	$36,169	$1,574.06	$25,280	$3,219.02	+$10.9K → FPLSF

FPLSF vs XYLD: Complete Analysis 2026

FPLSF — Stock

5N Plus Inc. produces and sells semiconductors in North America, Europe, and Asia. It operates through Specialty Semiconductors and Performance Material segments. The company offers low melting point alloys, semiconductor compounds and wafers, as well as various chemicals, and metals. It is also involved in manufacture of metallic powders for micro-electronic and manufacturing applications. In addition, the company is involved in animal feed additives and pharmaceutical ingredients as well as offers recycling services. The company serves renewable energy, security, space, pharmaceutical, medical imaging, manufacturing, electronic, consumer, and industrial applications.5N Plus Inc. is headquartered in Montreal, Canada.

Full FPLSF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this FPLSF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FPLSF vs SCHD FPLSF vs JEPI FPLSF vs O FPLSF vs KO FPLSF vs MAIN FPLSF vs QYLD FPLSF vs JEPQ FPLSF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.