HomeCompareFRBA vs CL

FRBA vs CL: Dividend Comparison 2026

FRBA yields 1.68% · CL yields 2.43%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FRBA wins by $30.50M in total portfolio value
10 years
FRBA
FRBA
● Live price
1.68%
Share price
$16.06
Annual div
$0.27
5Y div CAGR
99.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.54M
Annual income
$27,393,263.32
Full FRBA calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — FRBA vs CL

📍 FRBA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRBACL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FRBA + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRBA pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRBA
Annual income on $10K today (after 15% tax)
$142.90/yr
After 10yr DRIP, annual income (after tax)
$23,284,273.82/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, FRBA beats the other by $23,279,682.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRBA + CL for your $10,000?

FRBA: 50%CL: 50%
100% CL50/50100% FRBA
Portfolio after 10yr
$15.29M
Annual income
$13,699,332.64/yr
Blended yield
89.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

FRBA
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Price Target
$17.00
+5.9% upside vs current
Range: $17.00 — $17.00
Altman Z
-0.7
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRBA buys
0
CL buys
0
No recent congressional trades found for FRBA or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRBACL
Forward yield1.68%2.43%
Annual dividend / share$0.27$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR99.9%28.6%
Portfolio after 10y$30.54M$40.8K
Annual income after 10y$27,393,263.32$5,401.96
Total dividends collected$30.27M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$17.00$92.45

Year-by-year: FRBA vs CL ($10,000, DRIP)

YearFRBA PortfolioFRBA Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,036$336.07$11,012$312.01+$24.00FRBA
2$12,502$692.91$12,196$412.95+$306.00FRBA
3$14,843$1,466.40$13,599$549.66+$1.2KFRBA
4$19,135$3,252.67$15,288$736.64+$3.8KFRBA
5$28,308$7,833.73$17,353$995.28+$11.0KFRBA
6$51,941$21,651.24$19,926$1,357.80+$32.0KFRBA
7$129,795$74,218.52$23,194$1,873.82+$106.6KFRBA
8$485,372$346,491.07$27,439$2,621.52+$457.9KFRBA
9$2,940,029$2,420,681.23$33,088$3,727.38+$2.91MFRBA
10$30,539,094$27,393,263.32$40,806$5,401.96+$30.50MFRBA

FRBA vs CL: Complete Analysis 2026

FRBAStock

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

Full FRBA Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
📬

Get this FRBA vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FRBA vs SCHDFRBA vs JEPIFRBA vs OFRBA vs KOFRBA vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.