HomeCompareFRBA vs GIS

FRBA vs GIS: Dividend Comparison 2026

FRBA yields 1.68% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FRBA wins by $30.46M in total portfolio value· pulled ahead in Year 4
10 years
FRBA
FRBA
● Live price
1.68%
Share price
$16.06
Annual div
$0.27
5Y div CAGR
99.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.54M
Annual income
$27,393,263.32
Full FRBA calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — FRBA vs GIS

📍 FRBA pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRBAGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FRBA + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRBA pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRBA
Annual income on $10K today (after 15% tax)
$142.90/yr
After 10yr DRIP, annual income (after tax)
$23,284,273.82/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, FRBA beats the other by $23,270,494.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRBA + GIS for your $10,000?

FRBA: 50%GIS: 50%
100% GIS50/50100% FRBA
Portfolio after 10yr
$15.31M
Annual income
$13,704,737.29/yr
Blended yield
89.52%
📊

Analyst Conviction Gap

Where Wall Street is split right now

FRBA
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Price Target
$17.00
+5.9% upside vs current
Range: $17.00 — $17.00
Altman Z
-0.7
Piotroski
7/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRBA buys
0
GIS buys
0
No recent congressional trades found for FRBA or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRBAGIS
Forward yield1.68%6.53%
Annual dividend / share$0.27$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR99.9%22.8%
Portfolio after 10y$30.54M$78.8K
Annual income after 10y$27,393,263.32$16,211.26
Total dividends collected$30.27M$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$17.00$47.42

Year-by-year: FRBA vs GIS ($10,000, DRIP)

YearFRBA PortfolioFRBA Income/yrGIS PortfolioGIS Income/yrGap
1$11,036$336.07$11,502$801.73$466.00GIS
2$12,502$692.91$13,365$1,058.29$863.00GIS
3$14,843$1,466.40$15,712$1,411.34$869.00GIS
4← crossover$19,135$3,252.67$18,716$1,904.17+$419.00FRBA
5$28,308$7,833.73$22,629$2,603.16+$5.7KFRBA
6$51,941$21,651.24$27,826$3,612.21+$24.1KFRBA
7$129,795$74,218.52$34,871$5,097.54+$94.9KFRBA
8$485,372$346,491.07$44,643$7,331.52+$440.7KFRBA
9$2,940,029$2,420,681.23$58,541$10,772.15+$2.88MFRBA
10$30,539,094$27,393,263.32$78,850$16,211.26+$30.46MFRBA

FRBA vs GIS: Complete Analysis 2026

FRBAStock

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

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GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.