Is FRDAX or XYLD a better dividend investment in 2026?

FRDAX currently yields 11.03% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FRDAX and XYLD?

FRDAX has a forward dividend yield of 11.03% ($9.50/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 0.17 percentage points.

Home › Compare › FRDAX vs XYLD

FRDAX vs XYLD: Dividend Comparison 2026

FRDAX yields 11.03% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FRDAX wins by $15.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FRDAX

● Live price

11.03%

Share price

$86.13

Annual div

$9.50

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.4K

Annual income

$2,199.22

Full FRDAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — FRDAX vs XYLD

📍 FRDAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FRDAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FRDAX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FRDAX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRDAX

Annual income on $10K today (after 15% tax)

$937.23/yr

After 10yr DRIP, annual income (after tax)

$1,869.34/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $979.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRDAX + XYLD for your $10,000?

FRDAX: 50%XYLD: 50%

100% XYLD50/50100% FRDAX

Portfolio after 10yr

$33.6K

Annual income

$2,775.12/yr

Blended yield

8.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRDAX buys

XYLD buys

No recent congressional trades found for FRDAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFRDAXXYLD

Forward yield	11.03%	11.20% ✓
Annual dividend / share	$9.50 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$41.4K ✓	$25.9K
Annual income after 10y	$2,199.22	$3,351.03 ✓
Total dividends collected	$16.4K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FRDAX vs XYLD ($10,000, DRIP)

Year	FRDAX Portfolio	FRDAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,803	$1,102.62	$10,840	$1,120.44	+$963.00 → FRDAX
2	$13,845	$1,216.25	$11,786	$1,249.59	+$2.1K → FRDAX
3	$16,148	$1,333.38	$12,854	$1,397.78	+$3.3K → FRDAX
4	$18,731	$1,453.40	$14,063	$1,568.33	+$4.7K → FRDAX
5	$21,618	$1,575.65	$15,434	$1,765.19	+$6.2K → FRDAX
6	$24,831	$1,699.52	$16,995	$1,993.14	+$7.8K → FRDAX
7	$28,394	$1,824.39	$18,777	$2,257.95	+$9.6K → FRDAX
8	$32,331	$1,949.67	$20,818	$2,566.58	+$11.5K → FRDAX
9	$36,669	$2,074.78	$23,163	$2,927.50	+$13.5K → FRDAX
10	$41,435	$2,199.22	$25,865	$3,351.03	+$15.6K → FRDAX

FRDAX vs XYLD: Complete Analysis 2026

FRDAX — Stock

The fund invests at least 80% of its net assets in investments of companies that have paid consistently rising dividends. It invests predominantly in equity securities, primarily common stock. The fund may invest in companies of any size, across the entire market spectrum. It may invest up to 25% of its total assets in foreign securities.

Full FRDAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this FRDAX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FRDAX vs SCHD FRDAX vs JEPI FRDAX vs O FRDAX vs KO FRDAX vs MAIN FRDAX vs QYLD FRDAX vs JEPQ FRDAX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.