HomeCompareFRFC vs DIVO

FRFC vs DIVO: Dividend Comparison 2026

FRFC yields 2.16% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $5.7K in total portfolio value
10 years
FRFC
FRFC
● Live price
2.16%
Share price
$64.90
Annual div
$1.40
5Y div CAGR
10.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$711.98
Full FRFC calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — FRFC vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRFCDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FRFC + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRFC pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRFC
Annual income on $10K today (after 15% tax)
$183.36/yr
After 10yr DRIP, annual income (after tax)
$605.18/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $252.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRFC + DIVO for your $10,000?

FRFC: 50%DIVO: 50%
100% DIVO50/50100% FRFC
Portfolio after 10yr
$28.1K
Annual income
$860.23/yr
Blended yield
3.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRFC buys
0
DIVO buys
0
No recent congressional trades found for FRFC or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRFCDIVO
Forward yield2.16%6.62%
Annual dividend / share$1.40$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.2%0%
Portfolio after 10y$25.3K$31.0K
Annual income after 10y$711.98$1,008.47
Total dividends collected$4.4K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FRFC vs DIVO ($10,000, DRIP)

YearFRFC PortfolioFRFC Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,938$237.72$11,362$661.96$424.00DIVO
2$11,971$267.79$12,860$702.91$889.00DIVO
3$13,111$301.85$14,504$743.56$1.4KDIVO
4$14,369$340.48$16,303$783.73$1.9KDIVO
5$15,759$384.32$18,268$823.31$2.5KDIVO
6$17,297$434.10$20,408$862.17$3.1KDIVO
7$18,998$490.70$22,737$900.20$3.7KDIVO
8$20,883$555.09$25,266$937.31$4.4KDIVO
9$22,973$628.41$28,008$973.42$5.0KDIVO
10$25,293$711.98$30,977$1,008.47$5.7KDIVO

FRFC vs DIVO: Complete Analysis 2026

FRFCStock

First Robinson Financial Corporation operates as the holding company for First Robinson Savings Bank, National Association that provides various banking products and financial services to individual and corporate customers. The company offers various deposit products, including checking, savings, money market, and individual retirement accounts; direct deposits; and certificates of deposit. Its loan portfolio comprises personal, home mortgage, home equity, auto, business term, agricultural, and commercial real estate loans, as well as business lines of credit. The company also offers ATM and debit card, mobile deposit, online and mobile banking, bill pay, credit card, e-statement, money transfer, wire transfer, notary, night depository, coin counting, fax, money orders, bounce protection, merchant card, and cash management services; and safe deposit boxes, cashier's checks, and trust and investment services. It operates 5 full-service offices; and serves customers in Crawford and surrounding counties in Illinois; and Knox and surrounding counties in Indiana. The company was incorporated in 1997 and is headquartered in Robinson, Illinois.

Full FRFC Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.