Is FRHLF or XYLD a better dividend investment in 2026?

FRHLF currently yields 6.28% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FRHLF and XYLD?

FRHLF has a forward dividend yield of 6.28% ($0.78/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.70 percentage points.

Home › Compare › FRHLF vs XYLD

FRHLF vs XYLD: Dividend Comparison 2026

FRHLF yields 6.28% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FRHLF wins by $23249.64M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FRHLF

● Live price

6.28%

Share price

$12.47

Annual div

$0.78

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23249.67M

Annual income

$22,560,056,140.45

Full FRHLF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FRHLF vs XYLD

📍 FRHLF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FRHLF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FRHLF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FRHLF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRHLF

Annual income on $10K today (after 15% tax)

$534.18/yr

After 10yr DRIP, annual income (after tax)

$19,176,047,719.38/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FRHLF beats the other by $19,176,044,983.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FRHLF + XYLD for your $10,000?

FRHLF: 50%XYLD: 50%

100% XYLD50/50100% FRHLF

Portfolio after 10yr

$11624.85M

Annual income

$11,280,029,679.74/yr

Blended yield

97.03%

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Analyst Conviction Gap

Where Wall Street is most bullish on FRHLF right now

FRHLF

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

4.6

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRHLF buys

XYLD buys

No recent congressional trades found for FRHLF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFRHLFXYLD

Forward yield	6.28%	10.98% ✓
Annual dividend / share	$0.78	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$23249.67M ✓	$25.3K
Annual income after 10y	$22,560,056,140.45 ✓	$3,219.02
Total dividends collected	$23202.01M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FRHLF vs XYLD ($10,000, DRIP)

Year	FRHLF Portfolio	FRHLF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,957	$1,256.90	$10,818	$1,098.39	+$1.1K → FRHLF
2	$15,603	$2,809.10	$11,738	$1,222.51	+$3.9K → FRHLF
3	$23,547	$6,851.77	$12,774	$1,364.64	+$10.8K → FRHLF
4	$44,523	$19,327.51	$13,944	$1,527.86	+$30.6K → FRHLF
5	$115,947	$68,307.64	$15,270	$1,715.87	+$100.7K → FRHLF
6	$456,564	$332,500.93	$16,775	$1,933.09	+$439.8K → FRHLF
7	$2,935,791	$2,447,267.71	$18,490	$2,184.87	+$2.92M → FRHLF
8	$32,555,090	$29,413,792.72	$20,450	$2,477.63	+$32.53M → FRHLF
9	$644,498,497	$609,664,550.78	$22,697	$2,819.19	+$644.48M → FRHLF
10	$23,249,669,532	$22,560,056,140.45	$25,280	$3,219.02	+$23249.64M → FRHLF

FRHLF vs XYLD: Complete Analysis 2026

FRHLF — Stock

Freehold Royalties Ltd., an oil and gas royalty company, owns working interests in oil, natural gas, natural gas liquids, and potash properties in Western Canada and the United States. The company holds approximately 6.2 million gross acres of land in Canada and 0.8 million gross drilling unit acres in the United States. It has royalty interests in approximately 15,000 producing wells and receives royalty from approximately 350 industry operators in North America. The company was founded in 1996 and is headquartered in Calgary, Canada.

Full FRHLF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.