HomeCompareFRIFX vs VYM

FRIFX vs VYM: Dividend Comparison 2026

FRIFX yields 4.67% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $610.00 in total portfolio value· pulled ahead in Year 5
10 years
FRIFX
FRIFX
● Live price
4.67%
Share price
$12.25
Annual div
$0.57
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$629.70
Full FRIFX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — FRIFX vs VYM

📍 VYM pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRIFXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FRIFX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRIFX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRIFX
Annual income on $10K today (after 15% tax)
$396.90/yr
After 10yr DRIP, annual income (after tax)
$535.25/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, FRIFX beats the other by $303.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRIFX + VYM for your $10,000?

FRIFX: 50%VYM: 50%
100% VYM50/50100% FRIFX
Portfolio after 10yr
$27.5K
Annual income
$451.32/yr
Blended yield
1.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRIFX buys
0
VYM buys
0
No recent congressional trades found for FRIFX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRIFXVYM
Forward yield4.67%2.37%
Annual dividend / share$0.57$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$27.8K
Annual income after 10y$629.70$272.94
Total dividends collected$5.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FRIFX vs VYM ($10,000, DRIP)

YearFRIFX PortfolioFRIFX Income/yrVYM PortfolioVYM Income/yrGap
1$11,167$466.94$11,147$237.17+$20.00FRIFX
2$12,436$487.32$12,404$242.33+$32.00FRIFX
3$13,814$507.19$13,780$247.16+$34.00FRIFX
4$15,307$526.52$15,285$251.67+$22.00FRIFX
5← crossover$16,924$545.28$16,932$255.88$8.00VYM
6$18,672$563.43$18,733$259.81$61.00VYM
7$20,560$580.96$20,701$263.46$141.00VYM
8$22,597$597.86$22,852$266.86$255.00VYM
9$24,793$614.10$25,201$270.01$408.00VYM
10$27,158$629.70$27,768$272.94$610.00VYM

FRIFX vs VYM: Complete Analysis 2026

FRIFXStock

The fund normally invests primarily in preferred and common stocks of REITs; debt securities of real estate entities; and commercial and other mortgage-backed securities, with an emphasis on lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds). It invests at least 80% of assets in securities of companies principally engaged in the real estate industry and other real estate related investments. The fund invests in domestic and foreign issuers.

Full FRIFX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.