Is FRIVF or XYLD a better dividend investment in 2026?

FRIVF currently yields 6.81% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FRIVF and XYLD?

FRIVF has a forward dividend yield of 6.81% ($0.05/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.17 percentage points.

Home › Compare › FRIVF vs XYLD

FRIVF vs XYLD: Dividend Comparison 2026

FRIVF yields 6.81% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.3K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

FRIVF

● Live price

6.81%

Share price

$0.66

Annual div

$0.05

5Y div CAGR

-24.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.9K

Annual income

$45.25

Full FRIVF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FRIVF vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FRIVF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FRIVF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FRIVF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRIVF

Annual income on $10K today (after 15% tax)

$579.13/yr

After 10yr DRIP, annual income (after tax)

$38.46/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,697.70/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRIVF + XYLD for your $10,000?

FRIVF: 50%XYLD: 50%

100% XYLD50/50100% FRIVF

Portfolio after 10yr

$24.1K

Annual income

$1,632.13/yr

Blended yield

6.77%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FRIVF right now

FRIVF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.7

Piotroski

3/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRIVF buys

XYLD buys

No recent congressional trades found for FRIVF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFRIVFXYLD

Forward yield	6.81%	10.98% ✓
Annual dividend / share	$0.05	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-24.9%	0% ✓
Portfolio after 10y	$22.9K	$25.3K ✓
Annual income after 10y	$45.25	$3,219.02 ✓
Total dividends collected	$2.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FRIVF vs XYLD ($10,000, DRIP)

Year	FRIVF Portfolio	FRIVF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,212	$511.68	$10,818	$1,098.39	+$394.00 → FRIVF
2	$12,399	$402.65	$11,738	$1,222.51	+$661.00 → FRIVF
3	$13,580	$312.54	$12,774	$1,364.64	+$806.00 → FRIVF
4	$14,770	$240.25	$13,944	$1,527.86	+$826.00 → FRIVF
5	$15,988	$183.41	$15,270	$1,715.87	+$718.00 → FRIVF
6	$17,246	$139.34	$16,775	$1,933.09	+$471.00 → FRIVF
7	$18,559	$105.49	$18,490	$2,184.87	+$69.00 → FRIVF
8← crossover	$19,938	$79.68	$20,450	$2,477.63	$512.00 → XYLD
9	$21,394	$60.08	$22,697	$2,819.19	$1.3K → XYLD
10	$22,936	$45.25	$25,280	$3,219.02	$2.3K → XYLD

FRIVF vs XYLD: Complete Analysis 2026

FRIVF — Stock

Established in 2003, Fortune REIT is a real estate investment trust constituted by a trust deed (as amended, supplemented or otherwise modified from time to time). It is the first REIT to hold assets in Hong Kong and is currently listed on the Main Board of The Stock Exchange of Hong Kong Limited. Fortune REIT currently holds a portfolio of 16 private housing estate retail properties in Hong Kong, comprising of 3 million sq. ft. of retail space and 2,713 car parking spaces. The retail properties are Fortune City One, +WOO, Ma On Shan Plaza, Metro Town, Fortune Metropolis, Belvedere Square, Laguna Plaza, Waldorf Avenue, Caribbean Square, Jubilee Square, Smartland, Tsing Yi Square, Centre de Laguna, Hampton Loft, Lido Avenue and Rhine Avenue. They house tenants from diverse trade sectors such as supermarkets, food and beverage outlets, banks, real estate agencies, and education providers.

Full FRIVF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this FRIVF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FRIVF vs SCHD FRIVF vs JEPI FRIVF vs O FRIVF vs KO FRIVF vs MAIN FRIVF vs QYLD FRIVF vs JEPQ FRIVF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.