HomeCompareFRSB vs MO

FRSB vs MO: Dividend Comparison 2026

FRSB yields 0.38% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $59.9K in total portfolio value· pulled ahead in Year 3
10 years
FRSB
FRSB
● Live price
0.38%
Share price
$20.80
Annual div
$0.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$39.44
Full FRSB calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — FRSB vs MO

📍 MO pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRSBMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FRSB + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRSB pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRSB
Annual income on $10K today (after 15% tax)
$32.69/yr
After 10yr DRIP, annual income (after tax)
$33.52/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,601.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRSB + MO for your $10,000?

FRSB: 50%MO: 50%
100% MO50/50100% FRSB
Portfolio after 10yr
$50.2K
Annual income
$15,099.30/yr
Blended yield
30.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

FRSB
No analyst data
Altman Z
-0.3
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRSB buys
0
MO buys
0
No recent congressional trades found for FRSB or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRSBMO
Forward yield0.38%6.36%
Annual dividend / share$0.08$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$20.2K$80.1K
Annual income after 10y$39.44$30,159.17
Total dividends collected$390.00$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FRSB vs MO ($10,000, DRIP)

YearFRSB PortfolioFRSB Income/yrMO PortfolioMO Income/yrGap
1$10,738$38.46$10,570$780.30+$168.00FRSB
2$11,529$38.60$11,381$1,032.90+$148.00FRSB
3← crossover$12,374$38.73$12,535$1,392.73$161.00MO
4$13,280$38.85$14,193$1,920.91$913.00MO
5$14,248$38.97$16,618$2,723.68$2.4KMO
6$15,285$39.07$20,263$3,993.80$5.0KMO
7$16,394$39.17$25,936$6,098.36$9.5KMO
8$17,580$39.27$35,166$9,775.01$17.6KMO
9$18,850$39.35$51,026$16,597.78$32.2KMO
10$20,209$39.44$80,113$30,159.17$59.9KMO

FRSB vs MO: Complete Analysis 2026

FRSBStock

First Resources Bancorp, Inc. operates as the bank holding for First Resource Bank that provides personal and business banking products and services to businesses and personal primarily in the southeastern area of Pennsylvania. The company's deposit products include checking, money market, and escrow accounts, as well as certificate deposit account registry services, insured cash sweeps, certificates of deposit, and IRAs. Its loan products include commercial mortgages, construction loans, working capital credit lines, small business administration loans, commercial term loans, home equity lines of credit, fixed payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate of deposit secured installment loans, and swing loans. The company also provides credit and debit cards; and cash management, positive pay, ACH origination, sweep/transfer, ATM, over the counter checks, bill payment, wire transfer, guarantee/notary, safe deposit box, drive-up banking, night depository, foreign currency exchange, cashier's check, and stop payments, as well as telephone, text, online, and mobile banking services. It operates three full-service branches serving the banking needs of businesses, professionals, and individuals in the Delaware Valley. The company was founded in 2005 and is based in Exton, Pennsylvania.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.