Is FRSHY or XYLD a better dividend investment in 2026?

FRSHY currently yields 2.05% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FRSHY and XYLD?

FRSHY has a forward dividend yield of 2.05% ($0.15/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.93 percentage points.

Home › Compare › FRSHY vs XYLD

FRSHY vs XYLD: Dividend Comparison 2026

FRSHY yields 2.05% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FRSHY

● Live price

2.05%

Share price

$7.50

Annual div

$0.15

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$0.20

Full FRSHY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FRSHY vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FRSHY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FRSHY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FRSHY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRSHY

Annual income on $10K today (after 15% tax)

$174.51/yr

After 10yr DRIP, annual income (after tax)

$0.17/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,736.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FRSHY + XYLD for your $10,000?

FRSHY: 50%XYLD: 50%

100% XYLD50/50100% FRSHY

Portfolio after 10yr

$22.7K

Annual income

$1,609.61/yr

Blended yield

7.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRSHY buys

XYLD buys

No recent congressional trades found for FRSHY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFRSHYXYLD

Forward yield	2.05%	10.98% ✓
Annual dividend / share	$0.15	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.0K	$25.3K ✓
Annual income after 10y	$0.20	$3,219.02 ✓
Total dividends collected	$206.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FRSHY vs XYLD ($10,000, DRIP)

Year	FRSHY Portfolio	FRSHY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,803	$102.65	$10,818	$1,098.39	$15.00 → XYLD
2	$11,611	$51.82	$11,738	$1,222.51	$127.00 → XYLD
3	$12,449	$26.03	$12,774	$1,364.64	$325.00 → XYLD
4	$13,334	$13.04	$13,944	$1,527.86	$610.00 → XYLD
5	$14,274	$6.53	$15,270	$1,715.87	$996.00 → XYLD
6	$15,276	$3.26	$16,775	$1,933.09	$1.5K → XYLD
7	$16,347	$1.63	$18,490	$2,184.87	$2.1K → XYLD
8	$17,492	$0.82	$20,450	$2,477.63	$3.0K → XYLD
9	$18,717	$0.41	$22,697	$2,819.19	$4.0K → XYLD
10	$20,028	$0.20	$25,280	$3,219.02	$5.3K → XYLD

FRSHY vs XYLD: Complete Analysis 2026

FRSHY — Stock

China Jinmao Holdings Group Limited, an investment holding company, operates in real estate and hotel businesses in Mainland China. It operates in four segments: City and Property Development, Commercial Leasing and Retail Operations, Hotel Operations, and Others. The City and Property Development segment develops city complexes and properties, as well as develops land. The Commercial Leasing and Retail Operations segment engages in the leasing of office and retail commercial premises. This segment has twelve investment properties with an area of approximately 0.80 million square meters. The Hotel Operations segment provides hotel accommodation, and food and beverages services. This segment operates ten luxury hotels that offers 3,968 guest rooms. The Others segment offers property management, and design and decoration services, as well as operates an observation deck. The company also engages in technology and services business. It holds 334 projects of city operations and property development, commercial leasing and retail operations, and hotel operations. The company was formerly known as Franshion Properties (China) Limited and changed its name to China Jinmao Holdings Group Limited in September 2015. China Jinmao Holdings Group Limited was incorporated in 2004 and is based in Wan Chai, Hong Kong.

Full FRSHY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.