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FSAGX vs SCHD: Dividend Comparison 2026

FSAGX yields 2.13% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.2K in total portfolio value
10 years
FSAGX
FSAGX
● Live price
2.13%
Share price
$59.52
Annual div
$1.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$244.71
Full FSAGX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FSAGX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSAGXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FSAGX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSAGX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSAGX
Annual income on $10K today (after 15% tax)
$181.22/yr
After 10yr DRIP, annual income (after tax)
$208.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $154.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSAGX + SCHD for your $10,000?

FSAGX: 50%SCHD: 50%
100% SCHD50/50100% FSAGX
Portfolio after 10yr
$25.9K
Annual income
$335.32/yr
Blended yield
1.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSAGX buys
0
SCHD buys
0
No recent congressional trades found for FSAGX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSAGXSCHD
Forward yield2.13%3.46%
Annual dividend / share$1.27$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.8K$29.0K
Annual income after 10y$244.71$425.95
Total dividends collected$2.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FSAGX vs SCHD ($10,000, DRIP)

YearFSAGX PortfolioFSAGX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,913$213.21$11,226$346.36$313.00SCHD
2$11,895$217.45$12,572$357.38$677.00SCHD
3$12,949$221.50$14,046$367.84$1.1KSCHD
4$14,080$225.36$15,660$377.73$1.6KSCHD
5$15,295$229.02$17,425$387.07$2.1KSCHD
6$16,598$232.51$19,354$395.86$2.8KSCHD
7$17,996$235.81$21,461$404.13$3.5KSCHD
8$19,495$238.94$23,762$411.89$4.3KSCHD
9$21,101$241.90$26,272$419.15$5.2KSCHD
10$22,823$244.71$29,010$425.95$6.2KSCHD

FSAGX vs SCHD: Complete Analysis 2026

FSAGXStock

The fund normally invests at least 80% of assets in securities of companies principally engaged in gold-related activities, and in gold bullion or coins. It invests up to 25% of assets in gold and other precious metals through a wholly-owned subsidiary. The fund invests primarily in common stocks and in certain precious metals. It invests primarily in companies engaged in exploration, mining, processing, or dealing in gold, or to a lesser degree, in silver, platinum, diamonds, or other precious metals and minerals. The fund is non-diversified.

Full FSAGX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.