Is FSAIX or ADC a better dividend investment in 2026?

FSAIX currently yields 3.47% with a 5% 5-year dividend growth rate. ADC yields 4.39% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between FSAIX and ADC?

FSAIX has a forward dividend yield of 3.47% ($2.00/share annually). ADC yields 4.39% ($3.00/share annually). The yield gap is 0.92 percentage points.

Home › Compare › FSAIX vs ADC

FSAIX vs ADC: Dividend Comparison 2026

FSAIX yields 3.47% · ADC yields 4.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $3.3K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

FSAIX

● Live price

3.47%

Share price

$57.59

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.3K

Annual income

$0.35

Full FSAIX calculator →

ADC

Agree Realty Corporation

● Live price

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

Portfolio growth — FSAIX vs ADC

📍 ADC pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSAIX	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSAIX + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FSAIX pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSAIX

Annual income on $10K today (after 15% tax)

$295.19/yr

After 10yr DRIP, annual income (after tax)

$0.30/yr

ADC

Annual income on $10K today (after 15% tax)

$372.81/yr

After 10yr DRIP, annual income (after tax)

$929.68/yr

At 15% tax rate, ADC beats the other by $929.38/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSAIX + ADC for your $10,000?

FSAIX: 50%ADC: 50%

100% ADC50/50100% FSAIX

Portfolio after 10yr

$21.9K

Annual income

$547.04/yr

Blended yield

2.50%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

FSAIX

No analyst data

Altman Z

2.7

Piotroski

5/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+18.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSAIX buys

ADC buys

No recent congressional trades found for FSAIX or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSAIXADC

Forward yield	3.47%	4.39% ✓
Annual dividend / share	$2.00	$3.00 ✓
Payout ratio	50% ✓	73%
1-year div growth	0%	2.8% ✓
5-year div CAGR	-50%	5.2% ✓
Portfolio after 10y	$20.3K	$23.5K ✓
Annual income after 10y	$0.35	$1,093.74 ✓
Total dividends collected	$351.00 ✓	$7.4K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: FSAIX vs ADC ($10,000, DRIP)

Year	FSAIX Portfolio	FSAIX Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$10,874	$173.64	$10,871	$461.40	+$3.00 → FSAIX
2← crossover	$11,723	$88.23	$11,824	$506.91	$101.00 → ADC
3	$12,588	$44.45	$12,866	$557.16	$278.00 → ADC
4	$13,492	$22.30	$14,006	$612.66	$514.00 → ADC
5	$14,447	$11.17	$15,254	$674.00	$807.00 → ADC
6	$15,464	$5.59	$16,622	$741.82	$1.2K → ADC
7	$16,549	$2.80	$18,120	$816.86	$1.6K → ADC
8	$17,709	$1.40	$19,763	$899.90	$2.1K → ADC
9	$18,949	$0.70	$21,565	$991.86	$2.6K → ADC
10	$20,276	$0.35	$23,543	$1,093.74	$3.3K → ADC

FSAIX vs ADC: Complete Analysis 2026

FSAIX — Stock

The fund invests primarily in common stocks. It normally invests at least 80% of assets in securities of companies principally engaged in the regional, national, and international movement of passengers, mail, and freight via aircraft. The fund invests in domestic and foreign issuers. It uses fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions to select investments. The fund is non-diversified.

Full FSAIX Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.