HomeCompareFSBH vs ADC

FSBH vs ADC: Dividend Comparison 2026

FSBH yields 12.50% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $131.4K in total portfolio value· pulled ahead in Year 6
10 years
FSBH
FSBH
● Live price
12.50%
Share price
$16.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.6K
Annual income
$2,723.30
Full FSBH calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — FSBH vs ADC

📍 ADC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSBHADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FSBH + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSBH pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSBH
Annual income on $10K today (after 15% tax)
$1,062.50/yr
After 10yr DRIP, annual income (after tax)
$2,314.81/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $65,385.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSBH + ADC for your $10,000?

FSBH: 50%ADC: 50%
100% ADC50/50100% FSBH
Portfolio after 10yr
$111.3K
Annual income
$41,185.27/yr
Blended yield
37.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

FSBH
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSBH buys
0
ADC buys
0
No recent congressional trades found for FSBH or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSBHADC
Forward yield12.50%4.11%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$45.6K$176.9K
Annual income after 10y$2,723.30$79,647.25
Total dividends collected$19.7K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: FSBH vs ADC ($10,000, DRIP)

YearFSBH PortfolioFSBH Income/yrADC PortfolioADC Income/yrGap
1$11,950$1,250.00$10,987$577.21+$963.00FSBH
2$14,183$1,396.03$12,293$855.34+$1.9KFSBH
3$16,724$1,548.45$14,088$1,290.70+$2.6KFSBH
4$19,601$1,706.45$16,660$1,994.91+$2.9KFSBH
5$22,842$1,869.18$20,525$3,181.85+$2.3KFSBH
6← crossover$26,477$2,035.76$26,654$5,286.90$177.00ADC
7$30,536$2,205.33$37,006$9,259.47$6.5KADC
8$35,050$2,377.00$55,862$17,338.74$20.8KADC
9$40,053$2,549.93$93,452$35,300.32$53.4KADC
10$45,580$2,723.30$176,931$79,647.25$131.4KADC

FSBH vs ADC: Complete Analysis 2026

FSBHStock

FSBH Corp. operates as the bank holding company for First Southern Bank that provides banking services for individuals and corporate customers. The company offers checking, money market, savings, and certificates of deposit/IRAs, as well as overdrafts; and personal loan products, such as consumer, personal lines of credit, construction, mortgage, mobile home, home equity, and CD secured loans. It also provides commercial, commercial real estate, small business, agriculture, line of credit, and equipment loans; and ACH cash management, business online banking and bill pay, remote deposit capture, eStatement, merchant, and online cash management services. In addition, the company offers money transfer and payment, as well as mobile and telephone banking services, as well as credit cards and insurance. It operates 5 branches serving the areas of Southern Georgia and West Central Florida. The company was founded in 1907 and is based in Waycross, Georgia.

Full FSBH Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.