Is FSDK or DVY a better dividend investment in 2026?

FSDK currently yields 3.58% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: FSDK offers higher current income.

What is the dividend yield difference between FSDK and DVY?

FSDK has a forward dividend yield of 3.58% ($2.40/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.08 percentage points.

Home › Compare › FSDK vs DVY

FSDK vs DVY: Dividend Comparison 2026

FSDK yields 3.58% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSDK wins by $138.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSDK

● Live price

3.58%

Share price

$67.10

Annual div

$2.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.2K

Annual income

$450.16

Full FSDK calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — FSDK vs DVY

📍 FSDK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSDK	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSDK + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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FSDK pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSDK

Annual income on $10K today (after 15% tax)

$304.02/yr

After 10yr DRIP, annual income (after tax)

$382.64/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, FSDK beats the other by $10.52/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSDK + DVY for your $10,000?

FSDK: 50%DVY: 50%

100% DVY50/50100% FSDK

Portfolio after 10yr

$25.1K

Annual income

$443.97/yr

Blended yield

1.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSDK buys

DVY buys

No recent congressional trades found for FSDK or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSDKDVY

Forward yield	3.58% ✓	3.50%
Annual dividend / share	$2.40	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.2K ✓	$25.1K
Annual income after 10y	$450.16 ✓	$437.78
Total dividends collected	$4.1K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FSDK vs DVY ($10,000, DRIP)

Year	FSDK Portfolio	FSDK Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,058	$357.68	$11,050	$349.62	+$8.00 → FSDK
2	$12,201	$369.63	$12,184	$361.04	+$17.00 → FSDK
3	$13,437	$381.18	$13,409	$372.07	+$28.00 → FSDK
4	$14,769	$392.31	$14,730	$382.68	+$39.00 → FSDK
5	$16,206	$403.01	$16,154	$392.89	+$52.00 → FSDK
6	$17,754	$413.29	$17,688	$402.69	+$66.00 → FSDK
7	$19,420	$423.14	$19,338	$412.07	+$82.00 → FSDK
8	$21,212	$432.57	$21,113	$421.04	+$99.00 → FSDK
9	$23,138	$441.57	$23,020	$429.61	+$118.00 → FSDK
10	$25,208	$450.16	$25,070	$437.78	+$138.00 → FSDK

FSDK vs DVY: Complete Analysis 2026

FSDK — Stock

The First Citizens National Bank of Upper Sandusky provides personal and business banking products and services. The company offers checking, savings, money market, certificates of deposit, health savings, and individual retirement accounts; and home mortgage loans, home equity loans, home equity lines of credit, auto loans, cash reserve loans, personal loans, and business and agriculture loans, as well as credit and debit cards. It also provides online and mobile banking, telephone banking, check reorder, remote deposit capture, wire transfer, foreign currency exchange, safe deposit boxes, notary, overdraft protection, estatements, overdraft protection, cash management, and investment services. The company was founded in 1860 and is based in Upper Sandusky, Ohio.

Full FSDK Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.