HomeCompareFSFG vs ADC

FSFG vs ADC: Dividend Comparison 2026

FSFG yields 1.88% · ADC yields 4.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FSFG wins by $49.47M in total portfolio value
10 years
FSFG
FSFG
● Live price
1.88%
Share price
$33.98
Annual div
$0.64
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.65M
Annual income
$45,054,157.92
Full FSFG calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — FSFG vs ADC

📍 FSFG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSFGADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FSFG + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSFG pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSFG
Annual income on $10K today (after 15% tax)
$160.09/yr
After 10yr DRIP, annual income (after tax)
$38,296,034.23/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, FSFG beats the other by $38,228,334.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSFG + ADC for your $10,000?

FSFG: 50%ADC: 50%
100% ADC50/50100% FSFG
Portfolio after 10yr
$24.91M
Annual income
$22,566,902.58/yr
Blended yield
90.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

FSFG
Analyst Ratings
3
Buy
Consensus: Buy
Price Target
$29.50
-13.2% upside vs current
Range: $28.00 — $31.00
Altman Z
-0.4
Piotroski
7/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSFG buys
0
ADC buys
0
No recent congressional trades found for FSFG or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSFGADC
Forward yield1.88%4.11%
Annual dividend / share$0.64$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$49.65M$176.9K
Annual income after 10y$45,054,157.92$79,647.25
Total dividends collected$49.27M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusBuyBuy
Analyst price target$29.50$81.06

Year-by-year: FSFG vs ADC ($10,000, DRIP)

YearFSFG PortfolioFSFG Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,077$376.69$10,987$577.21+$90.00FSFG
2$12,632$779.91$12,293$855.34+$339.00FSFG
3$15,179$1,662.46$14,088$1,290.70+$1.1KFSFG
4$19,975$3,733.87$16,660$1,994.91+$3.3KFSFG
5$30,558$9,184.57$20,525$3,181.85+$10.0KFSFG
6$58,960$26,262.77$26,654$5,286.90+$32.3KFSFG
7$157,802$94,715.06$37,006$9,259.47+$120.8KFSFG
8$642,678$473,829.84$55,862$17,338.74+$586.8KFSFG
9$4,294,695$3,607,029.58$93,452$35,300.32+$4.20MFSFG
10$49,649,482$45,054,157.92$176,931$79,647.25+$49.47MFSFG

FSFG vs ADC: Complete Analysis 2026

FSFGStock

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

Full FSFG Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.