HomeCompareFSFG vs CL

FSFG vs CL: Dividend Comparison 2026

FSFG yields 1.88% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FSFG wins by $49.61M in total portfolio value
10 years
FSFG
FSFG
● Live price
1.88%
Share price
$33.98
Annual div
$0.64
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.65M
Annual income
$45,054,157.92
Full FSFG calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — FSFG vs CL

📍 FSFG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSFGCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FSFG + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSFG pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSFG
Annual income on $10K today (after 15% tax)
$160.09/yr
After 10yr DRIP, annual income (after tax)
$38,296,034.23/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, FSFG beats the other by $38,291,400.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSFG + CL for your $10,000?

FSFG: 50%CL: 50%
100% CL50/50100% FSFG
Portfolio after 10yr
$24.85M
Annual income
$22,529,804.81/yr
Blended yield
90.68%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

FSFG
Analyst Ratings
3
Buy
Consensus: Buy
Price Target
$29.50
-13.2% upside vs current
Range: $28.00 — $31.00
Altman Z
-0.4
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSFG buys
0
CL buys
0
No recent congressional trades found for FSFG or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSFGCL
Forward yield1.88%2.44%
Annual dividend / share$0.64$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$49.65M$41.0K
Annual income after 10y$45,054,157.92$5,451.69
Total dividends collected$49.27M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$29.50$92.45

Year-by-year: FSFG vs CL ($10,000, DRIP)

YearFSFG PortfolioFSFG Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,077$376.69$11,014$313.84+$63.00FSFG
2$12,632$779.91$12,200$415.44+$432.00FSFG
3$15,179$1,662.46$13,607$553.09+$1.6KFSFG
4$19,975$3,733.87$15,301$741.41+$4.7KFSFG
5$30,558$9,184.57$17,374$1,002.00+$13.2KFSFG
6$58,960$26,262.77$19,958$1,367.44+$39.0KFSFG
7$157,802$94,715.06$23,243$1,887.87+$134.6KFSFG
8$642,678$473,829.84$27,512$2,642.43+$615.2KFSFG
9$4,294,695$3,607,029.58$33,197$3,759.22+$4.26MFSFG
10$49,649,482$45,054,157.92$40,973$5,451.69+$49.61MFSFG

FSFG vs CL: Complete Analysis 2026

FSFGStock

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.