HomeCompareFSFG vs PEP

FSFG vs PEP: Dividend Comparison 2026

FSFG yields 1.88% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FSFG wins by $49.50M in total portfolio value
10 years
FSFG
FSFG
● Live price
1.88%
Share price
$33.98
Annual div
$0.64
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.65M
Annual income
$45,054,157.92
Full FSFG calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — FSFG vs PEP

📍 FSFG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSFGPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FSFG + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSFG pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSFG
Annual income on $10K today (after 15% tax)
$160.09/yr
After 10yr DRIP, annual income (after tax)
$38,296,034.23/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, FSFG beats the other by $38,242,118.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSFG + PEP for your $10,000?

FSFG: 50%PEP: 50%
100% PEP50/50100% FSFG
Portfolio after 10yr
$24.90M
Annual income
$22,558,794.21/yr
Blended yield
90.61%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

FSFG
Analyst Ratings
3
Buy
Consensus: Buy
Price Target
$29.50
-13.2% upside vs current
Range: $28.00 — $31.00
Altman Z
-0.4
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSFG buys
0
PEP buys
0
No recent congressional trades found for FSFG or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSFGPEP
Forward yield1.88%3.66%
Annual dividend / share$0.64$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$49.65M$144.7K
Annual income after 10y$45,054,157.92$63,430.49
Total dividends collected$49.27M$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$29.50$172.43

Year-by-year: FSFG vs PEP ($10,000, DRIP)

YearFSFG PortfolioFSFG Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,077$376.69$10,854$514.44+$223.00FSFG
2$12,632$779.91$11,982$758.21+$650.00FSFG
3$15,179$1,662.46$13,526$1,136.44+$1.7KFSFG
4$19,975$3,733.87$15,727$1,741.93+$4.2KFSFG
5$30,558$9,184.57$19,012$2,750.28+$11.5KFSFG
6$58,960$26,262.77$24,173$4,514.44+$34.8KFSFG
7$157,802$94,715.06$32,789$7,793.80+$125.0KFSFG
8$642,678$473,829.84$48,258$14,354.51+$594.4KFSFG
9$4,294,695$3,607,029.58$78,586$28,686.63+$4.22MFSFG
10$49,649,482$45,054,157.92$144,688$63,430.49+$49.50MFSFG

FSFG vs PEP: Complete Analysis 2026

FSFGStock

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

Full FSFG Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.