HomeCompareFSFG vs SPHD

FSFG vs SPHD: Dividend Comparison 2026

FSFG yields 1.88% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FSFG wins by $49.62M in total portfolio value· pulled ahead in Year 2
10 years
FSFG
FSFG
● Live price
1.88%
Share price
$33.98
Annual div
$0.64
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.65M
Annual income
$45,054,157.92
Full FSFG calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FSFG vs SPHD

📍 FSFG pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSFGSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FSFG + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSFG pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSFG
Annual income on $10K today (after 15% tax)
$160.09/yr
After 10yr DRIP, annual income (after tax)
$38,296,034.23/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, FSFG beats the other by $38,295,551.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSFG + SPHD for your $10,000?

FSFG: 50%SPHD: 50%
100% SPHD50/50100% FSFG
Portfolio after 10yr
$24.84M
Annual income
$22,527,362.64/yr
Blended yield
90.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FSFG right now

FSFG
Analyst Ratings
3
Buy
Consensus: Buy
Price Target
$29.50
-13.2% upside vs current
Range: $28.00 — $31.00
Altman Z
-0.4
Piotroski
7/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSFG buys
0
SPHD buys
0
No recent congressional trades found for FSFG or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSFGSPHD
Forward yield1.88%4.30%
Annual dividend / share$0.64$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$49.65M$26.5K
Annual income after 10y$45,054,157.92$567.37
Total dividends collected$49.27M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FSFG vs SPHD ($10,000, DRIP)

YearFSFG PortfolioFSFG Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,077$376.69$11,130$430.50$53.00SPHD
2← crossover$12,632$779.91$12,357$447.82+$275.00FSFG
3$15,179$1,662.46$13,687$464.65+$1.5KFSFG
4$19,975$3,733.87$15,126$480.98+$4.8KFSFG
5$30,558$9,184.57$16,682$496.78+$13.9KFSFG
6$58,960$26,262.77$18,362$512.03+$40.6KFSFG
7$157,802$94,715.06$20,174$526.72+$137.6KFSFG
8$642,678$473,829.84$22,127$540.84+$620.6KFSFG
9$4,294,695$3,607,029.58$24,230$554.39+$4.27MFSFG
10$49,649,482$45,054,157.92$26,493$567.37+$49.62MFSFG

FSFG vs SPHD: Complete Analysis 2026

FSFGStock

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

Full FSFG Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.