HomeCompareFSK vs SYF

FSK vs SYF: Dividend Comparison 2026

FSK yields 18.89% · SYF yields 1.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SYF wins by $11.7K in total portfolio value· pulled ahead in Year 10
10 years
FSK
FSK
● Live price
18.89%
Share price
$9.95
Annual div
$1.88
5Y div CAGR
2.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.7K
Annual income
$8,463.51
Full FSK calculator →
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →

Portfolio growth — FSK vs SYF

📍 SYF pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSKSYF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FSK + SYF cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSK pays
SYF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSK
Annual income on $10K today (after 15% tax)
$1,606.03/yr
After 10yr DRIP, annual income (after tax)
$7,193.98/yr
SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
At 15% tax rate, SYF beats the other by $18,816.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSK + SYF for your $10,000?

FSK: 50%SYF: 50%
100% SYF50/50100% FSK
Portfolio after 10yr
$84.5K
Annual income
$19,532.29/yr
Blended yield
23.11%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

FSK
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$15.00
+50.8% upside vs current
Range: $15.00 — $15.00
Altman Z
-0.0
Piotroski
3/9
SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSK buys
0
SYF buys
0
No recent congressional trades found for FSK or SYF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSKSYF
Forward yield18.89%1.82%
Annual dividend / share$1.88$1.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR2.3%49.4%
Portfolio after 10y$78.7K$90.4K
Annual income after 10y$8,463.51$30,601.07
Total dividends collected$46.6K$64.6K
Payment frequencyquarterlyquarterly
SectorBDCFinancials
Analyst consensusHoldBuy
Analyst price target$15.00$90.08

Year-by-year: FSK vs SYF ($10,000, DRIP)

YearFSK PortfolioFSK Income/yrSYF PortfolioSYF Income/yrGap
1$12,633$1,932.90$10,972$271.60+$1.7KFSK
2$15,852$2,334.56$12,156$416.06+$3.7KFSK
3$19,762$2,800.73$13,650$643.63+$6.1KFSK
4$24,484$3,338.26$15,615$1,009.16+$8.9KFSK
5$30,152$3,954.17$18,320$1,611.86+$11.8KFSK
6$36,918$4,655.67$22,243$2,640.44+$14.7KFSK
7$44,952$5,450.05$28,276$4,476.19+$16.7KFSK
8$54,444$6,344.63$38,200$7,945.19+$16.2KFSK
9$65,601$7,346.71$55,862$14,987.29+$9.7KFSK
10← crossover$78,657$8,463.51$90,373$30,601.07$11.7KSYF

FSK vs SYF: Complete Analysis 2026

FSKBDC

FS KKR Capital Corp. is a business development company specializing in investments in debt securities. It provides customized credit solutions to private middle market U.S. companies. It invest primarily in the senior secured debt and, to a lesser extent, the subordinated debt of private middle market U.S. companies. It seeks to purchase interests in loans through secondary market transactions or directly from the target companies as primary market investments. It also seeks to invest in first lien senior secured loans, second lien secured loans and, to a lesser extent, subordinated loans, or mezzanine loans. In connection with the debt investments, the firm also receives equity interests such as warrants or options as additional consideration. It also seek to purchase minority interests in the form of common or preferred equity in our target companies, either in conjunction with one of the debt investments or through a co-investment with a financial sponsor. Additionally, on an opportunistic basis, the fund may also invest in corporate bonds and similar debt securities. The fund does not seek to invest in start-up companies, turnaround situations, or companies with speculative business plans. It seeks to invest in small and middle-market companies based in United States. The fund seeks to invest in firms with annual revenue between $10 million to $2.5 billion. It focus on providing customized one-stop credit solutions to private upper middle market companies with annual EBITDA of $50 million to $100 million at the time of investment. It seeks to exit from securities by selling them in a privately negotiated over- the- counter market. For any investments that are not able to be sold within the secondary market, the firm seeks to exit such investments through repayment, an initial public offering of equity securities, merger, sale or recapitalization.

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SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.