Is FSLUF or FCPT a better dividend investment in 2026?

FSLUF currently yields 37.50% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FSLUF offers higher current income.

What is the dividend yield difference between FSLUF and FCPT?

FSLUF has a forward dividend yield of 37.50% ($0.01/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 31.45 percentage points.

Home › Compare › FSLUF vs FCPT

FSLUF vs FCPT: Dividend Comparison 2026

FSLUF yields 37.50% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSLUF wins by $153.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSLUF

● Live price

37.50%

Share price

$0.04

Annual div

$0.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$202.2K

Annual income

$32,366.03

Full FSLUF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FSLUF vs FCPT

📍 FSLUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSLUF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSLUF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FSLUF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSLUF

Annual income on $10K today (after 15% tax)

$3,187.50/yr

After 10yr DRIP, annual income (after tax)

$27,511.13/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FSLUF beats the other by $22,602.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSLUF + FCPT for your $10,000?

FSLUF: 50%FCPT: 50%

100% FCPT50/50100% FSLUF

Portfolio after 10yr

$125.6K

Annual income

$19,070.65/yr

Blended yield

15.18%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FSLUF

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSLUF buys

FCPT buys

No recent congressional trades found for FSLUF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSLUFFCPT

Forward yield	37.50% ✓	6.05%
Annual dividend / share	$0.02	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$202.2K ✓	$49.1K
Annual income after 10y	$32,366.03 ✓	$5,775.28
Total dividends collected	$149.1K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FSLUF vs FCPT ($10,000, DRIP)

Year	FSLUF Portfolio	FSLUF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$14,450	$3,750.00	$11,401	$700.92	+$3.0K → FSLUF
2	$20,526	$5,064.25	$13,064	$864.84	+$7.5K → FSLUF
3	$28,686	$6,723.00	$15,051	$1,072.48	+$13.6K → FSLUF
4	$39,475	$8,780.98	$17,442	$1,337.22	+$22.0K → FSLUF
5	$53,531	$11,293.10	$20,340	$1,677.08	+$33.2K → FSLUF
6	$71,591	$14,312.53	$23,880	$2,116.57	+$47.7K → FSLUF
7	$94,491	$17,888.92	$28,241	$2,689.36	+$66.3K → FSLUF
8	$123,172	$22,066.54	$33,660	$3,442.07	+$89.5K → FSLUF
9	$158,676	$26,882.64	$40,456	$4,439.95	+$118.2K → FSLUF
10	$202,150	$32,366.03	$49,063	$5,775.28	+$153.1K → FSLUF

FSLUF vs FCPT: Complete Analysis 2026

FSLUF — Stock

First Ship Lease Trust or FSL is a Singapore-based firm engaged in the shipping business. The Group has one segment that is only involved in the leasing and chartering of vessels which is carried out in international waters. Bareboat Charter's lease income relates to lease income derived from operating leases which accounts for the majority of its revenues through its operations in Europe and Asia. Geographically, it operates in Asia, Europe, and North America, the majority is from North America.

Full FSLUF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.