Is FSLVX or SPHD a better dividend investment in 2026?

FSLVX currently yields 10.15% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: FSLVX offers higher current income.

What is the dividend yield difference between FSLVX and SPHD?

FSLVX has a forward dividend yield of 10.15% ($2.81/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 6.15 percentage points.

Home › Compare › FSLVX vs SPHD

FSLVX vs SPHD: Dividend Comparison 2026

FSLVX yields 10.15% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSLVX wins by $11.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSLVX

● Live price

10.15%

Share price

$27.67

Annual div

$2.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.1K

Annual income

$1,919.55

Full FSLVX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — FSLVX vs SPHD

📍 FSLVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSLVX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSLVX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FSLVX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSLVX

Annual income on $10K today (after 15% tax)

$862.59/yr

After 10yr DRIP, annual income (after tax)

$1,631.62/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FSLVX beats the other by $867.31/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSLVX + SPHD for your $10,000?

FSLVX: 50%SPHD: 50%

100% SPHD50/50100% FSLVX

Portfolio after 10yr

$33.6K

Annual income

$1,409.37/yr

Blended yield

4.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSLVX buys

SPHD buys

No recent congressional trades found for FSLVX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSLVXSPHD

Forward yield	10.15% ✓	4.00%
Annual dividend / share	$2.81 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$39.1K ✓	$28.0K
Annual income after 10y	$1,919.55 ✓	$899.19
Total dividends collected	$14.6K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FSLVX vs SPHD ($10,000, DRIP)

Year	FSLVX Portfolio	FSLVX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,715	$1,014.82	$11,120	$420.00	+$595.00 → FSLVX
2	$13,646	$1,111.07	$12,357	$458.31	+$1.3K → FSLVX
3	$15,811	$1,209.55	$13,721	$499.76	+$2.1K → FSLVX
4	$18,227	$1,309.75	$15,227	$544.58	+$3.0K → FSLVX
5	$20,914	$1,411.15	$16,885	$593.02	+$4.0K → FSLVX
6	$23,891	$1,513.25	$18,713	$645.34	+$5.2K → FSLVX
7	$27,179	$1,615.58	$20,724	$701.81	+$6.5K → FSLVX
8	$30,800	$1,717.68	$22,938	$762.73	+$7.9K → FSLVX
9	$34,775	$1,819.13	$25,372	$828.41	+$9.4K → FSLVX
10	$39,129	$1,919.55	$28,047	$899.19	+$11.1K → FSLVX

FSLVX vs SPHD: Complete Analysis 2026

FSLVX — Stock

The fund normally invests at least 80% of assets in stocks of companies with large market capitalizations (which, for purposes of this fund, are those companies with market capitalizations similar to companies in the Russell 1000® Index or the S&P 500® Index). It invests in securities of companies that the adviser believes are undervalued in the marketplace in relation to factors such as assets, sales, earnings, growth potential, or cash flow, or in relation to securities of other companies in the same industry.

Full FSLVX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.