Is FSMVX or QYLD a better dividend investment in 2026?

FSMVX currently yields 7.82% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FSMVX and QYLD?

FSMVX has a forward dividend yield of 7.82% ($2.39/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.10 percentage points.

Home › Compare › FSMVX vs QYLD

FSMVX vs QYLD: Dividend Comparison 2026

FSMVX yields 7.82% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSMVX wins by $8.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSMVX

● Live price

7.82%

Share price

$30.61

Annual div

$2.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.6K

Annual income

$1,283.36

Full FSMVX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FSMVX vs QYLD

📍 FSMVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSMVX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSMVX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FSMVX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSMVX

Annual income on $10K today (after 15% tax)

$664.78/yr

After 10yr DRIP, annual income (after tax)

$1,090.86/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,719.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSMVX + QYLD for your $10,000?

FSMVX: 50%QYLD: 50%

100% QYLD50/50100% FSMVX

Portfolio after 10yr

$29.5K

Annual income

$3,471.34/yr

Blended yield

11.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSMVX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSMVXQYLD

Forward yield	7.82%	11.92% ✓
Annual dividend / share	$2.39 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.6K ✓	$25.4K
Annual income after 10y	$1,283.36	$5,659.31 ✓
Total dividends collected	$10.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FSMVX vs QYLD ($10,000, DRIP)

Year	FSMVX Portfolio	FSMVX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,482	$782.10	$10,352	$1,192.36	+$1.1K → FSMVX
2	$13,125	$839.26	$10,830	$1,347.57	+$2.3K → FSMVX
3	$14,940	$896.59	$11,460	$1,539.07	+$3.5K → FSMVX
4	$16,940	$953.84	$12,275	$1,777.84	+$4.7K → FSMVX
5	$19,137	$1,010.75	$13,323	$2,078.95	+$5.8K → FSMVX
6	$21,543	$1,067.11	$14,667	$2,463.34	+$6.9K → FSMVX
7	$24,174	$1,122.72	$16,396	$2,960.57	+$7.8K → FSMVX
8	$27,044	$1,177.40	$18,631	$3,612.97	+$8.4K → FSMVX
9	$30,168	$1,231.00	$21,548	$4,482.15	+$8.6K → FSMVX
10	$33,563	$1,283.36	$25,398	$5,659.31	+$8.2K → FSMVX

FSMVX vs QYLD: Complete Analysis 2026

FSMVX — Stock

The fund normally invests at least 80% of its assets in securities of companies with medium market capitalizations (which, for purposes of this fund, are those companies with market capitalizations similar to companies in the Russell Midcap® Index or the S&P MidCap 400® Index). It invests in companies with smaller or larger market capitalizations. The fund invests in domestic and foreign issuers.

Full FSMVX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.