Is FSNVX or VYM a better dividend investment in 2026?

FSNVX currently yields 5.23% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FSNVX offers higher current income.

What is the dividend yield difference between FSNVX and VYM?

FSNVX has a forward dividend yield of 5.23% ($0.68/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.82 percentage points.

Home › Compare › FSNVX vs VYM

FSNVX vs VYM: Dividend Comparison 2026

FSNVX yields 5.23% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSNVX wins by $377.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSNVX

● Live price

5.23%

Share price

$12.99

Annual div

$0.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$731.48

Full FSNVX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FSNVX vs VYM

📍 FSNVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSNVX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSNVX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Aug

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Sep

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Oct

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Dec

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FSNVX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSNVX

Annual income on $10K today (after 15% tax)

$444.96/yr

After 10yr DRIP, annual income (after tax)

$621.76/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FSNVX beats the other by $384.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSNVX + VYM for your $10,000?

FSNVX: 50%VYM: 50%

100% VYM50/50100% FSNVX

Portfolio after 10yr

$28.0K

Annual income

$505.01/yr

Blended yield

1.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSNVX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSNVXVYM

Forward yield	5.23% ✓	2.41%
Annual dividend / share	$0.68	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.2K ✓	$27.8K
Annual income after 10y	$731.48 ✓	$278.55
Total dividends collected	$6.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FSNVX vs VYM ($10,000, DRIP)

Year	FSNVX Portfolio	FSNVX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,223	$523.48	$11,151	$241.44	+$72.00 → FSNVX
2	$12,558	$549.09	$12,413	$246.79	+$145.00 → FSNVX
3	$14,011	$574.20	$13,794	$251.79	+$217.00 → FSNVX
4	$15,591	$598.73	$15,306	$256.47	+$285.00 → FSNVX
5	$17,305	$622.64	$16,960	$260.84	+$345.00 → FSNVX
6	$19,162	$645.88	$18,768	$264.92	+$394.00 → FSNVX
7	$21,172	$668.41	$20,745	$268.71	+$427.00 → FSNVX
8	$23,344	$690.20	$22,905	$272.24	+$439.00 → FSNVX
9	$25,690	$711.23	$25,265	$275.51	+$425.00 → FSNVX
10	$28,219	$731.48	$27,842	$278.55	+$377.00 → FSNVX

FSNVX vs VYM: Complete Analysis 2026

FSNVX — Stock

The fund invests in a combination of Fidelity ® U.S. equity funds, international equity funds, bond funds, and short-term funds. The adviser allocates its assets according to a neutral asset allocation strategy shown in the glide path below that adjusts over time until it reaches an allocation similar to that of the Fidelity Freedom ® Income Fund, approximately 10 to 19 years after the year 2040.

Full FSNVX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.